Essex County and Ipswich Town property record for 3 Choate Ln, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 5,558 sqft · built 1993 |
| Lot Size | 0.469 acres (20,423 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,370,000 (Jul 2022) |
| Tax Bill | $14,672 (2026) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Aug 2017 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:19C B:0054 L:0 |
| Primary APN | IPSW M:19C B:0054 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 5,558 sqft Living Area |
| Gross Area | 7,116 sqft |
| Basement Area | 2,328 sqft |
| Finished Basement | 1,940 sqft |
| Unfinished Basement | 388 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 20,423 sqft (0.469 acres) |
| Garage Type | Basement |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 452 |
|---|---|
| Street Address | 3 CHOATE LN |
| City | IPSWICH |
| State | MA |
| Zip | 01938-3011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRA |
| Legal Subdivision | CASABLANCAA TWNHS |
| Legal Block | 54 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 223300 |
3 Choate Ln is owned and occupied by an individual who bought it in July 2022.
Source: Essex County and Ipswich Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CHOATE LN, IPSWICH, MA 01938-3011 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DRAPER AND KRAMER MORTGAGE CORP. |
| Aug 1, 2017 | Deed of Trust, Mortgage · Line of Credit USA ALLIANCE FCU |
| Jul 30, 2020 | Deed of Trust, Mortgage · Balloon Mortgage I-C FCU |
| May 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance I-C FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2022 · Amount on File |
| Deed Sale | Jul 1, 2022 · Amount on File |
| Prior Sale | Apr 24, 2006 · Amount on File |
| Deed Document Number | 2022701001720 |
| Prior Transfer Date | Jun 30, 2022 |
| Prior Transfer Doc | 041043-120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jul 1, 2022 |
| Property Address | 3 CHOATE LN, IPSWICH, MA 01938-3011 |
| Document Number | 041043-120 |
| Book / Page | 41043 / 120 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 20220701001720 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 3 CHOATE LN, IPSWICH, MA 01938-3011 |
| Document Number | 220701001730 |
|---|---|
| Date | Jul 1, 2022 |
| Instrument | 220701001730 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 3 CHOATE LN, IPSWICH, MA 01938-3011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 36069-169 |
|---|---|
| Date | Aug 1, 2017 |
| Book Page | 36069/169 |
| Instrument | 519 |
| Name | USA ALLIANCE FCU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 3 CHOATE LN, IPSWICH, MA 01938-3011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38766-122 |
|---|---|
| Date | Jul 30, 2020 |
| Book Page | 38766/122 |
| Instrument | 20200730000690 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Aug 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 3 CHOATE LN, IPSWICH, MA 01938-3011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38512-427 |
|---|---|
| Date | May 13, 2020 |
| Book Page | 38512/427 |
| Instrument | 20200513002260 |
| Name | I-C FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2050 |
The 2026 property tax bill for 3 Choate Ln was $14,672, down 0.1% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,672.00 (-0.12%) | $1,361,000 (+3.3%) Land $391,700 Building $969,300 | $1,369,625 (+2.35%) |
| 2025 | $14,690.00 (+3.79%) | $1,317,500 (+5.93%) Land $375,800 Building $941,700 | $1,338,170 |
| 2024 | $14,154.00 (-4.19%) | $1,243,800 (+2.97%) Land $377,200 Building $866,600 | |
| 2023 | $14,773.00 | $1,207,900 Land $322,200 Building $885,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Choate Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Choate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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