Essex County and Ipswich Town property record for 4 Choate Ln, Ipswich, MA 01938
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,949 sqft · built 1998 |
| Lot Size | 0.543 acres (23,657 sqft) |
| Owner | Trust Name on File |
| Last Sale | $1,150,000 (Sep 2019) |
| Tax Bill | $17,371 (2026) |
| Deeds & Mortgages | Aug 2021 Refinance Sep 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | IPSW M:19C B:0052 L:0 |
| Primary APN | IPSW M:19C B:0052 L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 5,949 sqft Living Area |
| Gross Area | 8,752 sqft |
| Basement Area | 2,624 sqft |
| Unfinished Basement | 656 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Contemporary |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 23,657 sqft (0.543 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 450 |
|---|---|
| Street Address | 4 CHOATE LN |
| City | IPSWICH |
| State | MA |
| Zip | 01938-3020 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RRA |
| Legal Block | 52 |
| Jurisdiction | IPSWICH MA |
| Township / Civil Division | IPSWICH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 223300 |
4 Choate Ln is owner-occupied and held in a trust since September 2019.
Source: Essex County and Ipswich Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 CHOATE LN, IPSWICH, MA 01938-3020 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance PENTUCKET BANK |
| Sep 5, 2019 | Quit Claim Deed, Transfer BANKGLOUCESTER |
| Sep 5, 2019 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2019 · Amount on File |
| Deed Sale | Sep 5, 2019 · Amount on File |
| Prior Sale | Oct 24, 1995 · Amount on File |
| Deed Document Number | 20191430 |
| Deed Book / Page | 37816 / 303 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 4 CHOATE LN, IPSWICH, MA 01938-3020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40205-14 |
|---|---|
| Date | Aug 24, 2021 |
| Book Page | 40205/14 |
| Instrument | 20210824002380 |
| Name | PENTUCKET BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Sep 5, 2019 |
| Property Address | 4 CHOATE LN, IPSWICH, MA 01938-3020 |
| Document Number | 37816-303 |
| Book / Page | 037816 / 000303 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 5001430 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,244.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 CHOATE LN IPSWICH MA 019383020, IPSWICH, MA 01938-3020 |
| Document Number | 37816-305 |
|---|---|
| Date | Sep 5, 2019 |
| Book Page | 037816/000305 |
| Instrument | 5001440 |
| Name | BANKGLOUCESTER |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Sep 5, 2019 |
| Property Address | 4 CHOATE LN, IPSWICH, MA 01938-3020 |
| Document Number | 37818-185 |
| Book / Page | 037818 / 000185 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 5003950 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 4 CHOATE LN IPSWICH MA 019383020, IPSWICH, MA 01938-3020 |
The 2026 property tax bill for 4 Choate Ln was $17,371, up 4.8% from the year before.
Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,371.00 (+4.78%) | $1,611,400 (+8.37%) Land $402,200 Building $1,209,200 | $1,775,006 (+22.63%) |
| 2025 | $16,579.00 (+6.05%) | $1,486,900 (+8.24%) Land $385,700 Building $1,101,200 | $1,447,420 |
| 2024 | $15,633.00 (-1.26%) | $1,373,700 (+6.12%) Land $387,200 Building $986,500 | |
| 2023 | $15,832.00 | $1,294,500 Land $330,800 Building $963,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Choate Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Choate Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 148 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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