8 Cherokee Rd, Shalimar, FL 32579 Property Records

Okaloosa County property record for 8 Cherokee Rd, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,061 sqft · built 1945
Lot Size0.201 acres (8,750 sqft)
OwnerIndividual Name on Record
Last Sale$143,000 (Aug 2019)
Tax Bill$1,771 (2025)
Deeds & MortgagesJun 2020 Mortgage
Aug 2019 Sale & Mortgage
Flood ZoneZone AE (high risk)
APNC56-000-592-7856-4

Property Details

APN / Parcel Number

Primary APNC56-000-592-7856-4
Alternative APNs
  • 06-2S-23-224B-0001-0080
  • 23S206224B00010080

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,061 sqft Living Area
Gross Area1,080 sqft
1st Floor Area1,061 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,750 sqft (0.201 acres)
Lot Width72 ft Width

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address8 CHEROKEE RD
CitySHALIMAR
StateFL
Zip32579-1287
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHALIMAR ADD LOT 8 BLK 1
Legal Range23W
Legal Township02S
Legal Section06
Legal SubdivisionSHALIMAR ADD
Legal Block1
Legal Lot Number8
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2007
Census Tract21501

Owner

Source: Okaloosa County records, as of December 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 CHEROKEE RD, SHALIMAR, FL 32579-1287
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Aug 5, 2019Warranty Deed, Transfer · VA Mortgage
BEACH COMMUNITY MORTGAGE SERVICES I

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 5, 2019 · Amount on Record
Deed SaleAug 5, 2019 · Amount on Record
Deed Document Number20193295531
Deed Book / Page3412 / 628
Prior Transfer DateMay 10, 2005
Prior Transfer Doc0026204253
Record UpdatedJun 8, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address8 CHEROKEE RD, SHALIMAR, FL 32579-1287
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034711585
DateJun 25, 2020
Book Page3471/1585
Instrument3368412
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term351 Months
DueSep 1, 2049

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateAug 5, 2019
Property Address8 CHEROKEE RD, SHALIMAR, FL 32579-1287
Document Number0034120628
Book / Page3412 / 0628
Map ReferenceMB 1 PG 95A
Instrument DateJul 25, 2019
Instrument3295531
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyOLD SOUTH LANDS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,001.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1135 GRAND AVE, 1135, SAN RAFAEL, CA 94901-3445

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 CHEROKEE RD, SHALIMAR, FL 32579-1287

Mortgage

Document Number0034120632
DateAug 5, 2019
Instrument3412-0632
Lender
NameBEACH COMMUNITY MORTGAGE SERVICES I
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2049

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityShalimar Town
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,771.00 (+8.19%) Homeowner's exemption$165,936 (+5.99%)$216,862 (+10.62%) Land $119,266 Building $97,596
2023$1,637.00 (+4.53%) Homeowner's exemption$156,562 (+3%)$196,040 (+6.66%) Land $83,434 Building $112,606
2022$1,566.00 Homeowner's exemption$152,002$183,803 Land $77,976 Building $105,827

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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