7 Cherokee Rd, Shalimar, FL 32579 Property Records

Okaloosa County property record for 7 Cherokee Rd, Shalimar, FL 32579

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,297 sqft · built 2019
Lot Size	0.195 acres (8,473 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2020)
Tax Bill	$4,899 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Apr 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C56-000-592-7857-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-7857-2`
Alternative APNs	`06-2S-23-224B-0001-0090` `23S206224B00010090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,297 sqft Living Area
Gross Area	3,066 sqft
1st Floor Area	2,297 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	8,473 sqft (0.195 acres)
Lot Width	70 ft Width
Garage Type	Attached
Garage Area	483 sqft
Porch	Finished/Open Porch
Porch Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 CHEROKEE RD
City	SHALIMAR
State	FL
Zip	32579-1289
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHALIMAR ADD LOT 9 BLK 1
Legal Range	23W
Legal Township	02S
Legal Section	06
Legal Subdivision	SHALIMAR ADD
Legal Block	1
Legal Lot Number	9
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	2
Census Block	2007
Census Tract	21501

Owner

Source: Okaloosa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4415 N PONTATOC RD, TUCSON, AZ 85718-6750
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2020	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LENDING GROUP LLC
Apr 11, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Aug 8, 2018	Warranty Deed, Transfer MEAD LAW AND TITLE, MEAD LAW & TITLE
May 2, 2012	Loan Modification, Mortgage SR & NADINE K WALTON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2020 · Amount on Record
Deed Sale	Aug 12, 2020 · Amount on Record
Prior Sale	Apr 11, 2019 · Amount on Record
Deed Document Number	20203381259
Deed Book / Page	3482 / 4395
Prior Transfer Date	Feb 13, 2006
Prior Transfer Doc	0026863954
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 12, 2020
Property Address	7 CHEROKEE RD, SHALIMAR, FL 32579-1289
Document Number	0034824395
Book / Page	3482 / 4395
Map Reference	CAB 1 PG 95A
Instrument Date	Aug 6, 2020
Instrument	3381259
Transaction Type	Transfer
Record Updated	Apr 21, 2022
Title Company	MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,905.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	59 DAMONTE RANCH PKWY # PKWYB319, 59, RENO, NV 89521-1907

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHEROKEE RD, SHALIMAR, FL 32579-1289

Mortgage

Document Number	0034824397
Date	Aug 12, 2020
Instrument	3482/4397

Lender

Name	UNIVERSITY LENDING GROUP LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

April 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 11, 2019
Property Address	7 CHEROKEE RD, SHALIMAR, FL 32579-1289
Document Number	0033930916
Book / Page	3393 / 0916
Map Reference	MB 1 PG 95A
Instrument Date	Apr 9, 2019
Instrument	3270469
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 2492, FORT WALTON BEACH, FL 32549-2492

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHEROKEE RD, SHALIMAR, FL 32579-1289

Mortgage

Document Number	0003270470
Date	Apr 11, 2019
Instrument	3270470

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 8, 2018
Property Address	7 CHEROKEE RD, SHALIMAR, FL 32579-1289
Document Number	0033623587
Book / Page	003362 / 003587
Instrument Date	Aug 7, 2018
Instrument	3225151
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	MEAD LAW AND TITLE, MEAD LAW & TITLE

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2492 FORT WALTON BEACH FL 325492492, FORT WALTON BEACH, FL 32549-2492
Investor	Possibly a Property Investor

May 2012: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OKALOOSA FL
Property Address	7 CHEROKEE RD, SHALIMAR, FL 32579-1289
Document Number	0033623589
Instrument Date	May 2, 2012
Transaction Type	Mortgage
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2492 FORT WALTON BEACH FL 325492492, FORT WALTON BEACH, FL 32549-2492
Investor	Possibly a Property Investor

Mortgage

Document Number	0033623589
Date	Aug 8, 2018
Book Page	003362/003589
Instrument	3225152

Lender

Name	SR & NADINE K WALTON
Address	517 POCAHONTAS DR, FORT WALTON BEACH, FL 32547-3220

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Shalimar Town
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,899.00 (+7.25%) Homeowner's exemption	$386,520 (+5.99%)	$446,265 (-2.26%) Land $119,266 Building $326,999
2023	$4,568.00 (+4.01%) Homeowner's exemption	$364,686 (+3%)	$456,571 (+6.71%) Land $83,434 Building $373,137
2022	$4,392.00 Homeowner's exemption	$354,064	$427,877 Land $77,976 Building $349,901

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 180 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	328 units insured incl. 148 condo units
Nearby Flood Claims	257 (1979–2020)
Claims Outside the SFHA	100 of 257
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 20 claims Hurricane Frances, Sep 2004 · 97 claims Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA CO.WTR.; SWR.SYSTEM serves 80,295 people · EPA ID FL1460506
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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