11 Cherokee Rd, Shalimar, FL 32579 Property Records

Okaloosa County property record for 11 Cherokee Rd, Shalimar, FL 32579

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,621 sqft · built 2020
Lot Size0.294 acres (12,813 sqft)
Owner2 Individual Names on Record
Last Sale$92,500 (Dec 2018)
Deeds & MortgagesJul 2019 Construction Loan
Aug 2020 Loan Modification
+ 1 more
Flood ZoneZone AE (high risk)
APNC56-000-592-7853-1

Property Details

APN / Parcel Number

Primary APNC56-000-592-7853-1
Alternative APN
  • 06-2S-23-224B-0001-0050

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,621 sqft Heated Area
Gross Area5,084 sqft
1st Floor Area1,029 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialWood
Lot Area12,813 sqft (0.294 acres)
Lot Width70 ft Width
Garage TypeDetached - Unfinished
Garage Area875 sqft
PorchOpen Porch
Porch Area335 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address11 CHEROKEE RD
CitySHALIMAR
StateFL
Zip32579-1291
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHALIMAR ADD LOT 5 BLK 1
Legal Range23
Legal Township02S
Legal Section06
Legal SubdivisionSHALIMAR ADD
Legal Block1
Legal Lot Number5
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2007
Census Tract21501

Owner

Source: Okaloosa County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address11 CHEROKEE RD, SHALIMAR, FL 32579-1291
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 19, 2019Deed of Trust, Mortgage · Construction Mortgage
EGLIN FCU
Aug 24, 2020Loan Modification, Mortgage
EGLIN FCU
Dec 4, 2018Warranty Deed, Transfer
OLD SOUTH LAND TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 4, 2018 · Amount on Record
Deed SaleDec 4, 2018 · Amount on Record
Prior SaleJul 13, 2006 · Amount on Record
Deed Document Number3246633
Deed Book / Page3377 / 0801
Record UpdatedJun 8, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address11 CHEROKEE RD, SHALIMAR, FL 32579-1291
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034100337
DateJul 19, 2019
Book Page3410/0337
Instrument3292695
Lender
NameEGLIN FCU
TypeBank
AddressFORT WALTON BEACH, FL 32547
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term190 Months
DueMay 1, 2035

August 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address11 CHEROKEE RD, SHALIMAR, FL 32579-1291
Document Number0034862889
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedSep 4, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 CHEROKEE RD SHALIMAR FL 325791291, SHALIMAR, FL 32579-1291

Mortgage

Document Number0034862889
DateAug 25, 2020
Book Page003486/002889
Instrument3385235
Lender
NameEGLIN FCU
TypeCredit Union
Agreement
AmountAmount Recorded
Term180 Months
DueAug 24, 2035
Interest
Rate TypeFixed Rate
Rate3%

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 4, 2018
Property Address11 CHEROKEE RD, SHALIMAR, FL 32579-1291
Document Number0033770801
Book / Page003377 / 000801
Instrument DateNov 29, 2018
Instrument3246633
Transaction TypeTransfer
Record UpdatedDec 21, 2018
Title CompanyOLD SOUTH LAND TITLE

Transaction

AmountAmount Recorded
Tax$647.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address11 CHEROKEE RD SHALIMAR FL 325791291, SHALIMAR, FL 32579-1291

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityShalimar Town
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$522,930 (+12.85%)$591,351 (+0.94%) Land $119,266 Building $472,085
2023Homeowner's exemption Disabled Person's exemption Veteran's exemption$463,374$585,873 Land $83,434 Building $502,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 180 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies328 units insured
incl. 148 condo units
Nearby Flood Claims257 (1979–2020)
Claims Outside the SFHA100 of 257
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Sally, Sep 2020 · 20 claims
  • Hurricane Frances, Sep 2004 · 97 claims
  • Hurricane Opal, Oct 1995 · 67 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA CO.WTR.; SWR.SYSTEM
serves 80,295 people · EPA ID FL1460506
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 354 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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