Essex County and Marblehead Town property record for 8 Charlotte Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,089 sqft · built 1931 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,400,000 (Jul 2026) |
| Tax Bill | $7,434 (2026) |
| Deeds & Mortgages | Jul 2026 Sale May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0022 B:0018 L:0 |
| Primary APN | MARB M:0022 B:0018 L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,089 sqft Living Area |
| Gross Area | 4,180 sqft |
| Basement Area | 1,134 sqft |
| Unfinished Basement | 1,134 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1931 |
|---|---|
| Effective Year Built | Effective 1931 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,501 sqft (0.172 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 8 CHARLOTTE RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | CLIFTON PK MARBLEHEAD |
| Legal Block | 18 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 8 |
| Census Block | 8009 |
| Census Tract | 203100 |
8 Charlotte Rd is owned and occupied by two individuals who bought it in July 2026.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer |
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2026 · Amount on File |
| Deed Sale | Jul 22, 2026 · Amount on File |
| Prior Sale | Sep 28, 2001 · Amount on File |
| Deed Document Number | 2026890 |
| Deed Book / Page | 43522 / 225 |
| Prior Transfer Date | Jul 14, 2026 |
| Prior Transfer Doc | 0000000890 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 22, 2026 |
| Property Address | 8 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 0000000890 |
| Book / Page | 43522 / 225 |
| Instrument Date | Jul 14, 2026 |
| Instrument | 2026890 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 8 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | May 14, 2026 |
| Property Address | 8 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 043385-533 |
| Book / Page | 43385 / 533 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20263390 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 0000003390, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 43385/533 |
| Instrument | 20263390 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 8 Charlotte Rd was $7,434, down 4.3% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,434.00 (-4.28%) | $868,400 (+1.2%) Land $470,300 Building $390,100 | $1,291,166 (+27.29%) |
| 2025 | $7,766.00 (+8.81%) | $858,100 (+7.73%) Land $495,000 Building $363,100 | $1,014,315 |
| 2024 | $7,137.00 (-1.94%) | $796,500 (+9.44%) Land $445,500 Building $351,000 | |
| 2023 | $7,278.00 | $727,800 Land $445,500 Building $282,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8 Charlotte Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8 Charlotte Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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