Essex County and Marblehead Town property record for 1 Charlotte Rd, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,402 sqft · built 1920 |
| Lot Size | 0.181 acres (7,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,400,000 (Apr 2022) |
| Tax Bill | $9,176 (2026) |
| Deeds & Mortgages | Jul 2022 Mortgage Apr 2022 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0022 B:0022 L:0 |
| Primary APN | MARB M:0022 B:0022 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,402 sqft Living Area |
| Gross Area | 4,961 sqft |
| Basement Area | 989 sqft |
| Unfinished Basement | 494 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,867 sqft (0.181 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 1 CHARLOTTE RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Subdivision | CLIFTON PARK |
| Legal Block | 22 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 8 |
| Census Block | 8016 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jul 15, 2022 | Quit Claim Deed, Transfer · ARM AUSTIN CAPITAL BANK |
| Apr 8, 2022 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CROWD LENDING CAPITAL LLC |
| Jan 25, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Mar 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance DREW MORTGAGE ASSOCIATES INC |
| Jun 19, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage DREW MORTGAGE ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 8, 2022 · Amount on Record |
| Deed Sale | Apr 8, 2022 · Amount on Record |
| Prior Sale | Jun 19, 2019 · Amount on Record |
| Deed Document Number | 20224550 |
| Last Transfer Date | Jul 11, 2022 |
| Transfer Doc | 041066-592 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 15, 2022 |
| Property Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Document Number | 041066-589 |
| Book / Page | 41066 / 589 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 20220715001980 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Document Number | 041066-592 |
|---|---|
| Date | Jul 15, 2022 |
| Book Page | 41066/592 |
| Instrument | 20220715001990 |
| Name | AUSTIN CAPITAL BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.63% |
| Type Change Date | Aug 1, 2029 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Apr 8, 2022 |
| Property Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Document Number | 040852-164 |
| Book / Page | 40852 / 164 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 20220408004550 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Document Number | 220408004560 |
|---|---|
| Date | Apr 8, 2022 |
| Instrument | 220408004560 |
| Name | CROWD LENDING CAPITAL LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39444-231 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 39444/231 |
| Instrument | 20210125000880 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38320-198 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 38320/198 |
| Instrument | 20200309002020 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jun 19, 2019 |
| Property Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Document Number | 37599-211 |
| Book / Page | 37599 / 211 |
| Instrument Date | Jun 18, 2019 |
| Instrument | 20190619002890 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 CHARLOTTE RD, MARBLEHEAD, MA 01945-1602 |
| Document Number | 190619002900 |
|---|---|
| Date | Jun 19, 2019 |
| Instrument | 190619002900 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,176.00 (+1.7%) | $1,072,000 (+7.52%) Land $475,100 Building $596,900 | $1,372,396 (-10.89%) |
| 2025 | $9,023.00 (+2.55%) | $997,000 (+1.53%) Land $500,100 Building $496,900 | $1,540,140 |
| 2024 | $8,799.00 (-1.07%) | $982,000 (+10.41%) Land $450,100 Building $531,900 | |
| 2023 | $8,894.00 | $889,400 Land $450,100 Building $439,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 638 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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