Essex County and Marblehead Town property record for 2 Charlotte Rd, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,130 sqft · built 1930 |
| Lot Size | 0.181 acres (7,867 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $905,000 (Nov 2021) |
| Tax Bill | $8,429 (2025) |
| Deeds & Mortgages | Nov 2021 Sale & Mortgage Oct 2019 Refinance + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0022 B:0016 L:0 |
| Primary APN | MARB M:0022 B:0016 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,130 sqft Living Area |
| Gross Area | 3,120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 7,867 sqft (0.181 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Street Address | 2 CHARLOTTE RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 16 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 8 |
| Census Block | 8009 |
| Census Tract | 203100 |
Source: Essex County and Marblehead Town records · APN MARB M:0022 B:0016 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2021 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BNC NATIONAL BANK |
| Oct 07, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Oct 07, 2019 | Deed of Trust, Mortgage · Balloon Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Oct 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Oct 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance FALL RIVER FIVE CENTS SAVINGS BANK |
| Jul 15, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jan 23, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage FALL RIVER FIVE CENTS SAVINGS BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 29, 2021 · Amount on Record |
| Deed Sale | Nov 29, 2021 · Amount on Record |
| Prior Sale | Jan 23, 2019 · Amount on Record |
| Deed Book / Page | 40526 / 128 |
| Prior Transfer Date | Jul 13, 2020 |
| Prior Transfer Doc | 38713-505 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Nov 29, 2021 |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 040526-128 |
| Book / Page | 40526 / 128 |
| Instrument Date | Nov 29, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jan 21, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 0040526134 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 40526/134 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37910-186 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 37910/186 |
| Instrument | 20191007001420 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 37910-198 |
|---|---|
| Date | Oct 07, 2019 |
| Book Page | 37910/198 |
| Instrument | 20191007001430 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39109-278 |
|---|---|
| Date | Oct 28, 2020 |
| Book Page | 39109/278 |
| Instrument | 20201028001270 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39053-247 |
|---|---|
| Date | Oct 14, 2020 |
| Book Page | 39053/247 |
| Instrument | 20201014003590 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 15, 2020 |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 38713-505 |
| Book / Page | 038713 / 000505 |
| Instrument Date | Jul 13, 2020 |
| Instrument | 15001840 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 2 CHARLOTTE RD MARBLEHEAD MA 019451603, MARBLEHEAD, MA 01945-1603 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 23, 2019 |
| Property Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 37289-228 |
| Book / Page | 37289 / 228 |
| Instrument Date | Jan 23, 2019 |
| Instrument | 20190123004480 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CHARLOTTE RD, MARBLEHEAD, MA 01945-1603 |
| Document Number | 190123004490 |
|---|---|
| Date | Jan 23, 2019 |
| Instrument | 190123004490 |
| Name | FALL RIVER FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Type Change Date | Feb 01, 2026 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,429.00 (+8.3%) | $931,400 (+7.23%) Land $500,100 Building $431,300 | $1,060,010 |
| 2024 | $7,783.00 (-1.32%) | $868,600 (+10.13%) Land $450,100 Building $418,500 | |
| 2023 | $7,887.00 | $788,700 Land $450,100 Building $338,600 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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