8 Cape Codder Rd, Falmouth, MA 02540 Property Records

Barnstable County and Falmouth Town property record for 8 Cape Codder Rd, Falmouth, MA 02540

Property Summary

Property Type	Single Family Home
Details	5 bd · 5 ba · 4,614 sqft · built 2018
Lot Size	0.547 acres (23,822 sqft)
Owner	2 Individual Names on File
Tax Bill	$27,088 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`FALM 36 S:11 P:002 L:076`

Property Details

APN / Parcel Number

Primary APN	`FALM 36 S:11 P:002 L:076`

Interior

Bedrooms	5 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,614 sqft Living Area
Gross Area	9,526 sqft
Basement Area	1,210 sqft
Unfinished Basement	1,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2019
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	23,822 sqft (0.547 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	8 CAPE CODDER RD
City	FALMOUTH
State	MA
Zip	02540-1860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	76
Jurisdiction	FALMOUTH MA
Township / Civil Division	FALMOUTH
Census Block Group	1
Census Block	1000
Census Tract	14900

Owner

8 Cape Codder Rd is owned and occupied by two individuals.

Source: Barnstable County and Falmouth Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8 CAPE CODDER RD, FALMOUTH, MA 02540-1860
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · ARM MORGAN STANLEY CREDIT CORP
Sep 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Sep 9, 2020	Deed of Trust, Mortgage MARTHA VINEYARD SB

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALMOUTH MA
Property Address	8 CAPE CODDER RD, FALMOUTH, MA 02540-1860
Transaction Type	Mortgage
Record Updated	Jun 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34167-55
Date	Jun 1, 2021
Book Page	34167/55
Instrument	37043

Lender

Name	MORGAN STANLEY CREDIT CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Jul 1, 2031
Index	Other
Margin	3

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALMOUTH MA
Property Address	8 CAPE CODDER RD, FALMOUTH, MA 02540-1860
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	32302-279
Date	Sep 17, 2019
Book Page	32302/279
Instrument	44964

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FALMOUTH MA
Property Address	8 CAPE CODDER RD, FALMOUTH, MA 02540-1860
Document Number	33253-227
Instrument Date	Sep 9, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8 CAPE CODDER RD FALMOUTH MA 025401860, FALMOUTH, MA 02540-1860

Mortgage

Document Number	33253-227
Date	Sep 14, 2020
Book Page	033253/000227
Instrument	48082

Lender

Name	MARTHA VINEYARD SB
Type	Federal Savings Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 8 Cape Codder Rd was $27,088, down 1.4% from the year before.

Source: Barnstable County and Falmouth Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Falmouth Town
Unified School District	Falmouth School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27,088.00 (-1.44%)	$4,614,600 (+5.44%) Land $1,373,500 Building $3,241,100	$5,231,981
2024	$27,484.00 (-5.13%)	$4,376,500 (+4.55%) Land $1,373,500 Building $3,003,000
2023	$28,969.00	$4,186,200 Land $1,373,500 Building $2,812,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8 Cape Codder Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 94 policies
Nearby Flood Policies	94 in force
Nearby Flood Claims	83 (1983–2022)
Claims Outside the SFHA	3 of 83
Most Recent Claim	Dec 2022 · river or lake flooding
Claims by Event	Coastal Storm, Oct 1991 · 3 claims Hurricane Bob, Aug 1991 · 60 claims Hurricane Gloria, Sep 1985 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8 Cape Codder Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FALMOUTH WATER DEPT serves 97,551 people · EPA ID MA4096000
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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