Essex County and Andover Town property record for 8 Binney St, Andover, MA 01810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1923 |
| Lot Size | 0.201 acres (8,751 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $520,000 (Sep 2023) |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Feb 2021 Refinance Dec 2023 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00034 B:00033 L:00000 |
| Primary APN | ANDO M:00034 B:00033 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,200 sqft Living Area |
| Gross Area | 1,960 sqft |
| Basement Area | 588 sqft |
| Unfinished Basement | 588 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,751 sqft (0.201 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 8 BINNEY ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 33 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records · APN ANDO M:00034 B:00033 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8 BINNEY ST, ANDOVER, MA 01810-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Feb 03, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance EMBRACE HOME LOANS INC |
| Dec 20, 2023 | Quit Claim Deed, Transfer · Stand-Alone Refinance WINTER HILL FSB |
| Sep 29, 2023 | Quit Claim Deed, Transfer |
| Sep 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 29, 2023 · Amount on Record |
| Deed Sale | Sep 29, 2023 · Amount on Record |
| Prior Sale | Jun 27, 2016 · Amount on Record |
| Deed Book / Page | 17845 / 315 |
| Last Transfer Date | Dec 15, 2023 |
| Transfer Doc | 017899-315 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 8 BINNEY ST, ANDOVER, MA 01810-1302 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 016750-109 |
|---|---|
| Date | Feb 03, 2021 |
| Book Page | 16750/109 |
| Instrument | 3882 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Dec 20, 2023 |
| Property Address | 8 BINNEY ST, ANDOVER, MA 01810-1302 |
| Document Number | 017899-315 |
| Book / Page | 17899 / 315 |
| Instrument Date | Dec 15, 2023 |
| Instrument | 20949 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8 BINNEY ST, ANDOVER, MA 01810-1302 |
| Document Number | 0000020950 |
|---|---|
| Date | Dec 20, 2023 |
| Instrument | 20950 |
| Name | WINTER HILL FSB |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 29, 2023 |
| Property Address | 8 BINNEY ST, ANDOVER, MA 01810-1302 |
| Document Number | 017845-315 |
| Book / Page | 17845 / 315 |
| Instrument Date | Sep 26, 2023 |
| Instrument | 16184 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 18 LEE ST, SOMERVILLE, MA 02145-3711 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 8 BINNEY ST, ANDOVER, MA 01810-1302 |
| Document Number | 16025-71 |
| Instrument Date | Sep 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 8 BINNEY ST ANDOVER MA 018101302, ANDOVER, MA 01810-1302 |
| Document Number | 16025-71 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 016025/000071 |
| Instrument | 24407 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,292.00 (-4.57%) | $503,800 (-1.58%) Land $283,200 Building $220,600 | $538,270 |
| 2024 | $6,593.00 (+4.6%) | $511,900 (+10.94%) Land $276,200 Building $235,700 | |
| 2023 | $6,303.00 | $461,400 Land $248,900 Building $212,500 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092541005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 28 (1979–2010) |
| Claims Outside the SFHA | 7 of 28 |
| Most Recent Claim | Mar 2010, tidal / storm surge, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 2,000 / 2,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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