Essex County and Andover Town property record for 3 Binney St, Andover, MA 01810 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1923 |
| Square Footage | 1,488 sqft Living Area |
| Lot Size | 0.221 acres |
| Occupancy | Owner Occupied |
| Last Sale | $314,000 (2018) |
| Tax Bill | $5,609.00 (2025) |
| Primary APN | ANDO M:00034 B:00042 L:00002 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,488 sqft Living Area |
| Gross Area | 2,113 sqft Gross Area |
| Basement Area | 992 sqft Basement |
| Unfinished Basement | 496 sqft Unfinished |
| Stories | 2 Stories |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Condo/Apartment Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 9,652 sqft |
| Garage Type | Detached Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3 BINNEY ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1301 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 42 |
| Legal Lot Number | 2 |
| Jurisdiction | ANDOVER MA |
| Minor Civil Division | ANDOVER |
| Census Blockgroup | 5 |
| Census Block | 5008 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records · APN ANDO M:00034 B:00042 L:00002
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 BINNEY ST, ANDOVER, MA 01810-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Feb 16, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Sep 10, 2020 | Deed of Trust, Mortgage · Stand Alone Refinance QUICKEN LOANS INC |
| Aug 24, 2018 | Condominium Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) GUARANTEED RATE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 24, 2018 · Amount on Record |
| Deed Sale | Aug 24, 2018 · Amount on Record |
| Prior Sale | Jan 26, 1988 · Amount on Record |
| Deed Doc Number | 201820754 |
| Deed Book / Page | 15595 / 275 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 BINNEY ST, ANDOVER, MA 01810-1301 |
| Transaction Type | Mortgage |
| Record Updated | Mar 03, 2023 |
| Name | Verified Name |
|---|
| Document Number | 017682-103 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 17682/103 |
| Instrument | 2329 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Mar 01, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 3 BINNEY ST, ANDOVER, MA 01810-1301 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16485-318 |
|---|---|
| Date | Sep 10, 2020 |
| Book Page | 16485/318 |
| Instrument | 24001 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Condominium Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Aug 24, 2018 |
| Property Address | 3 BINNEY ST, ANDOVER, MA 01810-1301 |
| Document Number | 15595-275 |
| Book / Page | 015595 / 000275 |
| Instrument Date | Aug 20, 2018 |
| Instrument | 20754 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,431.84 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 BINNEY ST ANDOVER MA 018101301, ANDOVER, MA 01810-1301 |
| Document Number | 15595-279 |
|---|---|
| Date | Aug 24, 2018 |
| Book Page | 015595/000279 |
| Instrument | 20755 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 23, 2048 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,609.00 (+5.16%) | $449,100 (+8.45%) Building $449,100 | $464,455 |
| 2024 | $5,334.00 (+4.18%) | $414,100 (+10.49%) Building $414,100 | |
| 2023 | $5,120.00 | $374,800 Building $374,800 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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