Essex County and Andover Town property record for 12 Binney St, Andover, MA 01810 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,536 sqft · built 1923 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $353,000 (May 2019) |
| Tax Bill | $6,591 (2025) |
| Deeds & Mortgages | Oct 2020 Refinance May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00034 B:00035 L:00000 |
| Primary APN | ANDO M:00034 B:00035 L:00000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,536 sqft Living Area |
| Gross Area | 1,824 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 168 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Street Address | 12 BINNEY ST |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-1302 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 35 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 254100 |
Source: Essex County and Andover Town records · APN ANDO M:00034 B:00035 L:00000
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 BINNEY ST, ANDOVER, MA 01810-1302 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 09, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC |
| May 31, 2019 | Quit Claim Deed, Transfer · Conventional with PMI ROCKLAND TR |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2019 · Amount on Record |
| Deed Sale | May 31, 2019 · Amount on Record |
| Deed Document Number | 201912120 |
| Deed Book / Page | 15866 / 173 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 12 BINNEY ST, ANDOVER, MA 01810-1302 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16536-328 |
|---|---|
| Date | Oct 09, 2020 |
| Book Page | 16536/328 |
| Instrument | 27453 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 31, 2019 |
| Property Address | 12 BINNEY ST, ANDOVER, MA 01810-1302 |
| Document Number | 15866-173 |
| Book / Page | 015866 / 000173 |
| Instrument Date | May 16, 2019 |
| Instrument | 12120 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,609.68 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 12 BINNEY ST ANDOVER MA 018101302, ANDOVER, MA 01810-1302 |
| Document Number | 15866-177 |
|---|---|
| Date | May 31, 2019 |
| Book Page | 015866/000177 |
| Instrument | 12121 |
| Name | ROCKLAND TR |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 30, 2049 |
Source: Essex County and Andover Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,591.00 (+1.1%) | $527,700 (+4.27%) Land $279,300 Building $248,400 | $538,080 |
| 2024 | $6,519.00 (+4.72%) | $506,100 (+11.06%) Land $272,400 Building $233,700 | |
| 2023 | $6,225.00 | $455,700 Land $245,400 Building $210,300 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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