8 Beach Dr, Key West, FL 33040 Property Records

Monroe County property record for 8 Beach Dr, Key West, FL 33040

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 2020
Lot Size	0.067 acres (2,955 sqft)
Owner	2 Company Names on Record
Last Sale	$178,000 (Nov 2018)
Tax Bill	$3,690 (2024)
Deeds & Mortgages	Jan 2024 Line of Credit Oct 2023 Transfer + 3 more
Flood Zone	Zone AE (high risk)
APN	`00162230-000000`

Property Details

APN / Parcel Number

Primary APN	`00162230-000000`
Alternative APNs	`08672700162230000000` `1207764`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,120 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Plywood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	2,955 sqft (0.067 acres)
Porch	Open Porch
Deck Area	297 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1207764
Old Parcel Number	08672700162230000000
Street Address	8 BEACH DR
City	KEY WEST
State	FL
Zip	33040-6102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK B LT 5 BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEYS PB4-9 OR137-105 OR441-464 OR1101-653 OR1101-651 OR1101-652
Legal Range	27E
Legal Township	67S
Legal Section	08
Legal Subdivision	BAY POINT TRAILER PARK 1ST ADD
Legal Tract	B
Legal Block	B
Legal Lot Number	5
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1033
Census Tract	971600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	8 BEACH DR, KEY WEST, FL 33040-6102
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 16, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Dec 20, 2019	Deed of Trust, Mortgage · Construction Mortgage TRUIST BANK
Nov 19, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Nov 29, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Nov 19, 2018 · Amount on Record
Deed Sale	Nov 19, 2018 · Amount on Record
Prior Sale	Nov 19, 2018 · Amount on Record
Deed Document Number	0029362168
Deed Book / Page	002936 / 002168
Last Transfer Date	Oct 16, 2023
Transfer Doc	0032462132
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	8 BEACH DR, KEY WEST, FL 33040-6102
Transaction Type	Mortgage
Record Updated	Jan 30, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BEACH DR, KEY WEST, FL 33040-6102

Mortgage

Document Number	0032582386
Date	Jan 18, 2024
Book Page	3258/2386
Instrument	2448139

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	650 S TRYON ST # 88, CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Feb 8, 2054

Interest

Change Frequency	Monthly

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE FL
Recording Date	Oct 16, 2023
Property Address	8 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0032462132
Book / Page	3246 / 2132
Map Reference	MB 4 PG 9
Instrument Date	Sep 25, 2023
Instrument	2436087
Transaction Type	Transfer
Record Updated	Oct 30, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 BEACH DR, KEY WEST, FL 33040-6102

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 BEACH DR, KEY WEST, FL 33040-6102

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	8 BEACH DR, KEY WEST, FL 33040-6102
Transaction Type	Mortgage
Record Updated	Dec 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030000309
Date	Dec 20, 2019
Book Page	3000/0309
Instrument	2249192

Lender

Name	TRUIST BANK
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Jan 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 19, 2018
Property Address	8 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0029362168
Book / Page	002936 / 002168
Instrument Date	Nov 19, 2018
Instrument	2195007
Transaction Type	Transfer
Record Updated	Jan 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,246.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 GEIGER RD KEY WEST FL 330406346, KEY WEST, FL 33040-6346

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Nov 29, 2017
Property Address	8 BEACH DR, KEY WEST, FL 33040-6102
Document Number	0028802428
Book / Page	002880 / 002428
Instrument Date	Nov 28, 2017
Instrument	2145443
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,078.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	60 FOSTERTOWN RD MEDFORD NJ 080559510, MEDFORD, NJ 08055-9510

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$426,336 (+5.99%)	$630,981 (+12.32%) Land $381,941 Building $249,040
2024	$3,690.00 (+5.13%)
2023	$3,510.00 (+2.96%) Homeowner's exemption	$402,254 (+3%)	$561,776 (+10.35%) Land $331,063 Building $230,713
2022	$3,409.00 Homeowner's exemption	$390,538	$509,073 Land $278,036 Building $231,037

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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