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10 Beach Dr, Key West, FL 33040 Property Records

Monroe County property record for 10 Beach Dr, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 972 sqft · built 2016
Lot Size0.067 acres (2,927 sqft)
OwnerIndividual Name on Record
Last Sale$810,000 (Feb 2023)
Tax Bill$6,542 (2024)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00162240-000000

Property Details

APN / Parcel Number

Primary APN00162240-000000
Alternative APNs
  • 08672700162240000000
  • 1207772

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area972 sqft Living Area
1st Floor Area946 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2020
Exterior MaterialMetal
Construction TypeWood
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area2,927 sqft (0.067 acres)

Exterior Amenities

PorchOpen Porch
Porch Area232 sqft
Patio Area324 sqft
FenceFence
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air

Location & Zoning

Account Number1207772
Old Parcel Number08672700162240000000
Street Address10 BEACH DR
CityKEY WEST
StateFL
Zip33040-6102
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK B LT 6 BAY POINT TRAILER PARK FIRST ADDITION SADDLEBUNCH KEY PB4-9 OR137-103 OR578-795 OR1856-2303 OR2269-900 OR3211-0460
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT TRAILER PARK 1ST ADD
Legal TractB
Legal BlockB
Legal Lot Number6
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1033
Census Tract971600

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2919 RIVIERA DR, KEY WEST, FL 33040-4013
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 7, 2023 · Amount on Record
Deed SaleFeb 7, 2023 · Amount on Record
Prior SaleJan 31, 2007 · Amount on Record
Deed Document Number2405899
Deed Book / Page3211 / 460
Record UpdatedJun 8, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 7, 2023
Property Address10 BEACH DR, KEY WEST, FL 33040-6102
Document Number0032110460
Book / Page3211 / 460
Map ReferenceMB 4 PG 9
Instrument DateFeb 6, 2023
Instrument2405899
Transaction TypeTransfer
Record UpdatedJun 1, 2023
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,670.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14 BEACH DR, KEY WEST, FL 33040-6102

Transferred To (Grantee/Buyer)

NameVerified Name
Address2919 RIVIERA DR, KEY WEST, FL 33040-4013

Mortgage

Document Number0032110462
DateFeb 7, 2023
Book Page3211/462
Instrument2405900
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$715,942 (+11.51%) Land $376,085 Building $339,857$715,942 (+11.51%) Land $376,085 Building $339,857
2024$6,542.00 (+26.54%)
2023$5,170.00 (+15.09%)$642,020 (+17.76%) Land $325,987 Building $316,033$642,020 (+17.76%) Land $325,987 Building $316,033
2022$4,492.00$545,177 Land $273,773 Building $271,404$545,177 Land $273,773 Building $271,404

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
AT&T
Fiber		1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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