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5 Beach Dr, Key West, FL 33040 Property Records

Monroe County property record for 5 Beach Dr, Key West, FL 33040 · Last verified April 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,392 sqft · built 2006
Lot Size0.072 acres (3,150 sqft)
Owner2 Individual Names on File
Last Sale$399,000 (Jun 2015)
Tax Bill$3,672 (2024)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00160280-000000

Property Details

APN / Parcel Number

Primary APN00160280-000000
Alternative APNs
  • 08672700160280000000
  • 1205851

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories3 Stories
Building Area1,392 sqft Living Area
1st Floor Area1,275 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area3,150 sqft (0.072 acres)
View / LotCanal
Garage TypeCovered
Garage Area264 sqft

Exterior Amenities

PorchUnfinished Open Porch
Porch Area305 sqft
Deck Area36 sqft
Patio Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1205851
Street Address5 BEACH DR
CityKEY WEST
StateFL
Zip33040-6128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 4 PT LT 9 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB-3-75 TR BOR456-568 OR760-451 OR778-1907 OR1351-831DC OR1541-1330 OR2072-48/49 OR2072-50/51 OR2374-1202 OR2746-502/03
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT AMD PLAT
Legal Block4
Legal Lot Number9
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1033
Census Tract971600

Owner

Source: Monroe County records · APN 00160280-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5 BEACH DR, KEY WEST, FL 33040-6128
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 17, 2015 · Amount on Record
Deed SaleJun 17, 2015 · Amount on Record
Prior SaleAug 04, 2008 · Amount on Record
Deed Document Number20152033648
Deed Book / Page2746 / 502
Prior Transfer DateDec 30, 2004
Prior Transfer Doc0020720050
Record UpdatedJun 08, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address5 BEACH DR, KEY WEST, FL 33040-6128
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 BEACH DR, KEY WEST, FL 33040-6128

Mortgage

Document Number0030490360
DateOct 08, 2020
Book Page3049/360
Instrument2285220
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2040

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$424,165 (+5.99%)$615,983 (-4.51%) Land $276,838 Building $339,145
2024$3,672.00 (-0.65%)
2023$3,696.00 (+2.75%) Homeowner's exemption$400,205 (+3%)$645,101 (+26.43%) Land $322,245 Building $322,856
2022$3,597.00 Homeowner's exemption$388,549$510,238 Land $183,826 Building $326,412

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879716001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 537 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022, other causes, Hurricane Ian
Claims By Storm
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 96 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
AT&TFiber1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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