8 Adele Ct, Montrose, NY 10548 Property Records

Westchester County and Cortlandt Town property record for 8 Adele Ct, Montrose, NY 10548

Property Summary

Property Type	Single Family Home
Lot Size	0.245 acres (10,707 sqft)
Owner	Individual Name on File
Last Sale	$275,300 (Apr 2015)
Deeds & Mortgages	Oct 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`552289 54.8-1-63`

Property Details

APN / Parcel Number

Primary APN	`552289 54.8-1-63`
Alternative APNs	`5522890540080001063000` `13.07-000-0`

Exterior

Lot Area	10,707 sqft (0.245 acres)
Lot Dimensions	111 ft deep x 95 ft wide

Location & Zoning

Account Number	13.07-000-0
Street Address	8 ADELE CT
City	MONTROSE
State	NY
Zip	10548-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.07-000-004
Legal Subdivision	MONTROSE TERRACE HOMES
Legal Block	1
Legal Lot Number	63.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	1
Census Block	1008
Census Tract	14604

Owner

Source: Westchester County and Cortlandt Town records · APN 552289 54.8-1-63

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8 ADELE CT, MONTROSE, NY 10548-1101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 22, 2015 · Amount on Record
Deed Sale	Apr 22, 2015 · Amount on Record
Prior Sale	Oct 30, 2014 · Amount on Record
Deed Document Number	2015550753630
Last Transfer Date	Sep 27, 2017
Transfer Doc	0573203667
Record Updated	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	8 ADELE CT, MONTROSE, NY 10548-1101
Document Number	0603223350
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Dec 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 ADELE CT MONTROSE NY 105481101, MONTROSE, NY 10548-1101

Mortgage

Document Number	0603223350
Date	Nov 24, 2020
Book Page	060322/003350

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Westchester County and Cortlandt Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$5,000 (-) Land $525 Building $4,475	$413,223 (-2.48%) Land $43,388 Building $369,835
2024	Homeowner's exemption	$5,000 (-) Land $525 Building $4,475	$423,729 (+3.39%) Land $44,492 Building $379,237
2023		$5,000 Land $525 Building $4,475	$409,836 Land $43,033 Building $366,803

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Based on FCC filings for 295 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUCHANAN VILLAGE serves 2,200 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.