Westchester County and Cortlandt Town property record for 12 Adele Ct, Montrose, NY 10548
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.281 acres (12,265 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Oct 1997) |
| Deeds & Mortgages | Jul 2017 Line of Credit Jun 2019 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 552289 54.8-1-61 |
| Primary APN | 552289 54.8-1-61 |
|---|---|
| Alternative APNs |
|
| Lot Area | 12,265 sqft (0.281 acres) |
|---|---|
| Lot Dimensions | 120 ft deep x 78 ft wide |
| Account Number | 13.07-000-0 |
|---|---|
| Street Address | 12 ADELE CT |
| City | MONTROSE |
| State | NY |
| Zip | 10548-1101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13.07-000-006 |
| Legal Subdivision | MONTROSE TERRACE HOMES |
| Legal Block | 1 |
| Legal Lot Number | 61.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | CORTLANDT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 14604 |
Source: Westchester County and Cortlandt Town records · APN 552289 54.8-1-61
Assessment roll updated May 14, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 ADELE CT, MONTROSE, NY 10548-1101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2017 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Jun 08, 2019 | Loan Modification, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 1997 · Amount on Record |
| Deed Sale | Oct 02, 1997 · Amount on Record |
| Deed Book / Page | 11827 / 337 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 ADELE CT, MONTROSE, NY 10548-1101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0572093394 |
|---|---|
| Date | Jul 28, 2017 |
| Instrument | 572093394 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 420 Months |
| Due | Jul 17, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
| Change Frequency | Monthly |
| Max Rate | 21% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 12 ADELE CT, MONTROSE, NY 10548-1101 |
| Document Number | 0591903374 |
| Instrument Date | Jun 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 12 ADELE CT MONTROSE NY 105481101, MONTROSE, NY 10548-1101 |
| Document Number | 0591903374 |
|---|---|
| Date | Jul 09, 2019 |
| Book Page | 059190/003374 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Westchester County and Cortlandt Town records · Assessment roll updated May 14, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Cortlandt Town |
| Unified School District | Hendrick Hudson Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $7,825 (-) Land $350 Building $7,475 | $646,695 (-2.48%) Land $28,926 Building $617,769 |
| 2024 | $7,825 (-) Land $350 Building $7,475 | $663,136 (+3.39%) Land $29,661 Building $633,475 |
| 2023 | $7,825 Land $350 Building $7,475 | $641,394 Land $28,689 Building $612,705 |
Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1983–2011) |
| Claims Outside the SFHA | 7 of 8 |
| Most Recent Claim | Sep 2011 · river or lake flooding |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
Based on FCC filings for 295 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | BUCHANAN VILLAGE serves 2,200 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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