7 Adele Ct, Montrose, NY 10548 Property Records

Westchester County and Cortlandt Town property record for 7 Adele Ct, Montrose, NY 10548

Property Summary

Property Type	Single Family Home
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$582,500 (Oct 2025)
Tax Bill	$8,820 (2020)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`552289 54.7-3-8`

Property Details

APN / Parcel Number

Primary APN	`552289 54.7-3-8`
Alternative APNs	`5522890540070003008000` `13.07-000-0`

Exterior

Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	105 ft deep x 110 ft wide

Location & Zoning

Account Number	13.07-000-0
Street Address	7 ADELE CT
City	MONTROSE
State	NY
Zip	10548-1101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	13.07-000-010
Legal Subdivision	MONTROSE TERRACE HOMES
Legal Block	3
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	CORTLANDT
Census Block Group	1
Census Block	1008
Census Tract	14604

Owner

Source: Westchester County and Cortlandt Town records · APN 552289 54.7-3-8

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	18 AGATE AVE, OSSINING, NY 10562-5921
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 29, 2025 · Amount on Record
Deed Sale	Oct 29, 2025 · Amount on Record
Prior Sale	Oct 27, 2000 · Amount on Record
Deed Document Number	20253153
Record Updated	Jun 08, 2026

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Oct 29, 2025
Property Address	7 ADELE CT, MONTROSE, NY 10548-1101
Document Number	0652893153
Map Reference	MAP 10281
Instrument Date	Oct 22, 2025
Instrument	652893153
Transaction Type	Transfer
Record Updated	Apr 03, 2026
Title Company	RECORD AND RETURN TITLE AGENCY, RECORD & RETURN TTL AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,330.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 ADELE CT, MONTROSE, NY 10548-1101

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	18 AGATE AVE, OSSINING, NY 10562-5921

Mortgage

Document Number	0653023320
Date	Oct 29, 2025
Instrument	653023320

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

Tax Assessment & Valuation

Source: Westchester County and Cortlandt Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Cortlandt Town
Unified School District	Hendrick Hudson Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$6,100 (-) Land $600 Building $5,500	$504,132 (-2.48%) Land $49,587 Building $454,545
2024		$6,100 (-) Land $600 Building $5,500	$516,949 (+3.39%) Land $50,847 Building $466,102
2023		$6,100 Land $600 Building $5,500	$500,000 Land $49,180 Building $450,820
2020	$8,820.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1983–2011)
Claims Outside the SFHA	7 of 8
Most Recent Claim	Sep 2011 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Based on FCC filings for 295 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	BUCHANAN VILLAGE serves 2,200 people
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.