8 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 8 4th St, Highlands, NJ 07732

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,216 sqft · built 2018
Lot Size0.109 acres (4,761 sqft)
OwnerIndividual Name on Record
Tax Bill$7,302 (2025)
Deeds & MortgagesNov 2022 Second Mortgage
Flood ZoneZone AE (high risk)
APN19-00057-0000-00011

Property Details

APN / Parcel Number

Primary APN19-00057-0000-00011
Alternative APNs
  • 190005700011
  • 00010370

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area1,216 sqft Living Area
1st Floor Area608 sqft
Upper Floors Area608 sqft
Basement Area608 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area4,761 sqft (0.109 acres)
Lot Dimensions136 ft deep x 35 ft wide
Garage TypeBasement
Parking Spaces1 Parking Space
PorchOpen Porch
Deck Area64 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number00010370
Street Address8 4TH ST
CityHIGHLANDS
StateNJ
Zip07732-1620
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF0
Legal Block57
Legal Lot Number11
JurisdictionMONMOUTH NJ
Township / Civil DivisionHIGHLANDS
Census Block Group2
Census Block2023
Census Tract800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 4TH ST, HIGHLANDS, NJ 07732-1620
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 1, 2015
Transfer Doc0091082230
Record UpdatedSep 20, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address8 4TH ST, HIGHLANDS, NJ 07732-1620
Transaction TypeMortgage
Record UpdatedDec 29, 2022
Title CompanyFORTUNE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0096242390
DateNov 15, 2022
Book Page9624/2390
Instrument2022111813
Lender
NameNEW JERSEY HOUSING & MORTGAGE FIN AGENCY
TypeGovernment Agency
AddressTRENTON, NJ 08650
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityHighlands Borough
Unified School DistrictHenry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$531,300 (+24.43%) Land $330,400 Building $200,900$531,300 (+24.43%) Land $330,400 Building $200,900
2025$7,302.00 (+10.94%)$427,000 (+36.95%) Land $225,900 Building $201,100$427,000 (+36.95%) Land $225,900 Building $201,100
2024$6,582.00 (+10.38%)
2023$311,800 Land $119,900 Building $191,900$311,800 Land $119,900 Building $191,900
2022$5,963.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 271 individual policies
Nearby Flood Policies315 units insured
incl. 44 condo units
Nearby Flood Claims183 (1992–2023)
Most Recent ClaimSep 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Nov 2012 · 121 claims
  • Hurricane Irene, Aug 2011 · 37 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on 4th St

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