12 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 12 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,568 sqft · built 2020
Lot Size	0.05 acres (2,169 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Jan 2021)
Tax Bill	$9,783 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00057-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`19-00057-0000-00014`
Alternative APNs	`190005700014` `00010400`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
1st Floor Area	784 sqft
Upper Floors Area	784 sqft
Basement Area	784 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,169 sqft (0.05 acres)
Lot Dimensions	62 ft deep x 35 ft wide
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00010400
Street Address	12 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1620
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	BOROUGH/HIGHLANDS
Legal Block	57
Legal Lot Number	14
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2023
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 4TH ST, HIGHLANDS, NJ 07732-1620
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2021	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Aug 31, 2018	Grant Deed, Transfer LENDERLIVE SETTLEMENT SERVICES LLC
May 2, 2018	Trustee's Deed, Foreclosure TITLE SERVICE AND LIAISON COMPANIES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	202114800
Deed Book / Page	9476 / 9542
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0092853777
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 27, 2021
Property Address	12 4TH ST, HIGHLANDS, NJ 07732-1620
Document Number	0000014800
Book / Page	009476 / 009542
Instrument Date	Aug 28, 2020
Instrument	14800
Transaction Type	Transfer
Record Updated	Apr 6, 2021
Title Company	ASSOCIATED TITLE COMPANY, ASSOCIATED TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$455.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 4TH ST HIGHLANDS NJ 077321620, HIGHLANDS, NJ 07732-1620

Mortgage

Document Number	14801
Date	Jan 27, 2021
Book Page	009476/009563
Instrument	14801

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 26, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 31, 2018
Property Address	12 4TH ST, HIGHLANDS, NJ 07732-1620
Document Number	0000086914
Book / Page	009309 / 008764
Instrument Date	Jun 19, 2018
Instrument	86914
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	LENDERLIVE SETTLEMENT SERVICES LLC

Transaction

Amount	Amount Recorded
Tax	$92.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 STRAWBERRY LN MONROE NJ 088312374, MONROE, NJ 08831-2374

May 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONMOUTH NJ
Recording Date	May 2, 2018
Property Address	12 4TH ST, HIGHLANDS, NJ 07732-1620
Document Number	0000043268
Book / Page	009285 / 003777
Instrument Date	Apr 5, 2018
Instrument	43268
Transaction Type	Foreclosure
Record Updated	May 29, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Amount	Amount Recorded
Tax	$1.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	27001 AGOURA RD #350 CALABASAS CA 913015112, 350, CALABASAS, CA 91301-5112
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$676,200 (+18.2%) Land $326,900 Building $349,300	$676,200 (+18.2%) Land $326,900 Building $349,300
2025	$9,783.00 (+1.19%)	$572,100 (+23.99%) Land $222,400 Building $349,700	$572,100 (+23.99%) Land $222,400 Building $349,700
2024	$9,668.00 (-2.67%)
2023		$461,400 Land $116,800 Building $344,600	$461,400 Land $116,800 Building $344,600
2022	$9,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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