15 4th St, Highlands, NJ 07732 Property Records

Monmouth County and Highlands Borough property record for 15 4th St, Highlands, NJ 07732

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,634 sqft · built 2018
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jan 2020)
Tax Bill	$10,718 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`19-00058-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`19-00058-0000-00010`
Alternative APNs	`190005800010` `00010590`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,634 sqft Living Area
1st Floor Area	817 sqft
Upper Floors Area	817 sqft
Basement Area	570 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide
Garage Type	Basement
Garage Area	247 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	210 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00010590
Street Address	15 4TH ST
City	HIGHLANDS
State	NJ
Zip	07732-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF0
Legal Subdivision	SEASIDE/HIGHLANDS/NAVESINK
Legal Block	58
Legal Lot Number	10
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2041
Census Tract	800101

Owner

Source: Monmouth County and Highlands Borough records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	15 4TH ST, HIGHLANDS, NJ 07732-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Jan 7, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage ADVISORS MTG
Jun 11, 2018	Grant Deed, Transfer NFTS TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Jun 11, 2018 · Amount on Record
Deed Document Number	20202185
Deed Book / Page	9389 / 5496
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	15 4TH ST, HIGHLANDS, NJ 07732-1619
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094804623
Date	Feb 8, 2021
Book Page	9480/4623
Instrument	2021021100

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jan 7, 2020
Property Address	15 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0000002185
Book / Page	009389 / 005496
Instrument Date	Nov 27, 2019
Instrument	2185
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 10, 2020
Title Company	FIRST CHOICE TITLE AGENCY, FIRST CHOICE TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 4TH ST HIGHLANDS NJ 077321619, HIGHLANDS, NJ 07732-1619

Mortgage

Document Number	2186
Date	Jan 7, 2020
Book Page	009389/005518
Instrument	2186

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 11, 2018
Property Address	15 4TH ST, HIGHLANDS, NJ 07732-1619
Document Number	0000057666
Book / Page	009292 / 000040
Instrument Date	Mar 29, 2018
Instrument	57666
Transaction Type	Transfer
Record Updated	Jul 4, 2018
Title Company	NFTS TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$105.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8 STRAWBERRY LN MONROE NJ 088312374, MONROE, NJ 08831-2374

Tax Assessment & Valuation

Source: Monmouth County and Highlands Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Highlands Borough
Unified School District	Henry Hudson Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$730,700 (+16.58%) Land $326,200 Building $404,500	$730,700 (+16.58%) Land $326,200 Building $404,500
2025	$10,718.00 (-2.54%)	$626,800 (+18.71%) Land $221,700 Building $405,100	$626,800 (+18.71%) Land $221,700 Building $405,100
2024	$10,997.00 (+6.22%)
2023		$528,000 Land $116,200 Building $411,800	$528,000 Land $116,200 Building $411,800
2022	$10,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 271 individual policies
Nearby Flood Policies	315 units insured incl. 44 condo units
Nearby Flood Claims	183 (1992–2023)
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 121 claims Hurricane Irene, Aug 2011 · 37 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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