8 12th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 8 12th Ave NE, Saint Cloud, MN 56304 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.205 acres (8,966 sqft)
Owner	Individual Name on File
Last Sale	$111,300 (Aug 2020)
Tax Bill	$1,886 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17.01114.00`

Property Details

APN / Parcel Number

Primary APN	`17.01114.00`

Exterior

Lot Area	8,966 sqft (0.205 acres)

Location & Zoning

Street Address	8 12TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-002 BLOCK-003 S 88 FT OF W 100 FT
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EASTERN PARK ADDN TO ST CLOUD
Legal Block	3
Legal Lot Number	2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1003
Census Tract	21201

Owner

Source: Benton County records · APN 17.01114.00

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8 12TH AVE NE, SAINT CLOUD, MN 56304-0913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Mar 08, 2018	Warranty Deed, Transfer AMERICAN MORTGAGE & EQUITY CONSULTANTS I

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 17, 2020 · Amount on Record
Deed Sale	Aug 17, 2020 · Amount on Record
Prior Sale	Mar 08, 2018 · Amount on Record
Deed Document Number	2020445140
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Aug 17, 2020
Property Address	8 12TH AVE NE, SAINT CLOUD, MN 56304-0913
Document Number	445140
Instrument Date	Aug 07, 2020
Instrument	445140
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	TITLE SPECIALISTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$367.29
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8 12TH AVE NE, SAINT CLOUD, MN 56304-0913

Mortgage

Document Number	0000445141
Date	Aug 17, 2020
Instrument	445141

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 08, 2018
Property Address	8 12TH AVE NE, SAINT CLOUD, MN 56304-0913
Document Number	428163
Instrument Date	Dec 15, 2017
Instrument	428163
Transaction Type	Transfer
Record Updated	Aug 09, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	428164
Date	Mar 08, 2018
Instrument	428164

Lender

Name	AMERICAN MORTGAGE & EQUITY CONSULTANTS I
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Amount	Amount Recorded
Term	358 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Benton County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,886.00 (+27.43%) Homeowner's exemption	$163,300 (+14.28%) Land $25,000 Building $138,300	$163,300 (+14.28%) Land $25,000 Building $138,300
2023	$1,480.00	$142,900 Land $25,000 Building $117,900	$142,900 Land $25,000 Building $117,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Benton County (27009C), updated July 29, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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