31 12th Ave NE, Saint Cloud, MN 56304 Property Records

Benton County property record for 31 12th Ave NE, Saint Cloud, MN 56304

Property Summary

Property Type	Single Family Home
Lot Size	0.264 acres (11,506 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Mar 2022)
Tax Bill	$3,258 (2026)
Deeds & Mortgages	Sep 2022 Mortgage Mar 2022 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`17.01123.00`

Property Details

APN / Parcel Number

Primary APN	`17.01123.00`

Exterior

Lot Area	11,506 sqft (0.264 acres)

Location & Zoning

Street Address	31 12TH AVE NE
City	SAINT CLOUD
State	MN
Zip	56304-0914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-001 BLOCK-004 SLY 60 FT OF LOTS 1 & 2
Legal Range	031
Legal Township	036
Legal Section	36
Legal Subdivision	EASTERN PARK ADDN TO ST CLOUD
Legal Block	4
Legal Lot Number	1-2
Jurisdiction	BENTON MN
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	21201

Owner

Source: Benton County assessment roll, as of July 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	231 FRONTIER AVE, SARTELL, MN 56377-1972
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2022	Deed of Trust, Mortgage · Commercial Mortgage SENTRY BANK
Mar 16, 2022	Warranty Deed, Transfer · Construction Mortgage SENTRY BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 16, 2022 · Amount on Record
Deed Sale	Mar 16, 2022 · Amount on Record
Prior Sale	Aug 8, 2016 · Amount on Record
Deed Document Number	2022459380
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON MN
Property Address	31 12TH AVE NE, SAINT CLOUD, MN 56304-0914
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 FRONTIER AVE, SARTELL, MN 56377-1972

Mortgage

Document Number	0000462882
Date	Sep 16, 2022
Instrument	462882

Lender

Name	SENTRY BANK
Type	Bank
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	30 Months
Due	Mar 11, 2025

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON MN
Recording Date	Mar 16, 2022
Property Address	31 12TH AVE NE, SAINT CLOUD, MN 56304-0914
Document Number	0000459380
Instrument Date	Mar 11, 2022
Instrument	459380
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 FRONTIER AVE, SARTELL, MN 56377-1972

Mortgage

Document Number	0000459381
Date	Mar 16, 2022
Instrument	459381

Lender

Name	SENTRY BANK
Type	Bank
Address	SAINT JOSEPH, MN 56374

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Mar 11, 2025

Tax Assessment & Valuation

Source: Benton County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Benton County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,258.00 (+155.33%)	$110,800 (+12.03%) Land $30,000 Building $80,800	$110,800 (+12.03%) Land $30,000 Building $80,800
2023	$1,276.00	$98,900 Land $30,000 Building $68,900	$98,900 Land $30,000 Building $68,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 29, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

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