Benton County property record for 21 12th Ave NE, Saint Cloud, MN 56304
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.334 acres (14,551 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,302 (2026) |
| Deeds & Mortgages | Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.01137.00 |
| Primary APN | 17.01137.00 |
|---|
| Lot Area | 14,551 sqft (0.334 acres) |
|---|
| Street Address | 21 12TH AVE NE |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56304-0914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SECT-36 TWP-036 RANGE-031 EASTERN PARK ADDN TO ST CLOUD LOT-014 BLOCK-004 NLY 130.12 FT |
| Legal Range | 031 |
| Legal Township | 036 |
| Legal Section | 36 |
| Legal Subdivision | EASTERN PARK ADDN TO ST CLOUD |
| Legal Block | 4 |
| Legal Lot Number | 14 |
| Jurisdiction | BENTON MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 21201 |
Source: Benton County records, as of July 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 12TH AVE NE, SAINT CLOUD, MN 56304-0914 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BENTON MN |
| Property Address | 21 12TH AVE NE, SAINT CLOUD, MN 56304-0914 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2019 |
| Title Company | TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|
| Document Number | 436739 |
|---|---|
| Date | Jul 1, 2019 |
| Instrument | 436739 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2049 |
Source: Benton County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Benton County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,302.00 (+12.24%) Homeowner's exemption | $125,200 (+7.47%) Land $30,000 Building $95,200 | $125,200 (+7.47%) Land $30,000 Building $95,200 |
| 2023 | $1,160.00 | $116,500 Land $30,000 Building $86,500 | $116,500 Land $30,000 Building $86,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 29, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Verizon.
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