7N577 Stevens Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 7N577 Stevens Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,445 sqft · built 1952
Lot Size	2.11 acres (91,912 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Dec 2020)
Tax Bill	$8,598 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-277-019`

Property Details

APN / Parcel Number

Primary APN	`09-06-277-019`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,445 sqft Living Area
1st Floor Area	1,445 sqft
Basement Area	1,207 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	91,912 sqft
Garage Type	Attached
Garage Area	586 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7N577 STEVENS RD
City	SAINT CHARLES
State	IL
Zip	60175-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT
Legal Block	5
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5022
Census Tract	852101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	900 EDISON AVE, MODESTO, CA 95350-5536
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2020	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 13, 2017	Warranty Deed, Transfer · Conventional Mortgage KEY MORTGAGE SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2020 · Amount on Record
Deed Sale	Dec 31, 2020 · Amount on Record
Prior Sale	Jun 13, 2017 · Amount on Record
Deed Document Number	202082291
Record Updated	Oct 29, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 31, 2020
Property Address	7N577 STEVENS RD, ST CHARLES, IL 60175-5408
Document Number	0000082291
Map Reference	DOC 1281963&94K08039
Instrument Date	Dec 2, 2020
Instrument	2020K082291
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	BAIRD & WARNER TTL SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$350.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 EDISON AVE, MODESTO, CA 95350-5536

Mortgage

Document Number	0000082293
Date	Dec 31, 2020
Instrument	2020K082293

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 13, 2017
Property Address	7N577 STEVENS RD, ST CHARLES, IL 60175-5408
Document Number	0000030194
Instrument Date	May 19, 2017
Instrument	2017K030194
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$275.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7N577 STEVENS RD, 7N577, SAINT CHARLES, IL 60175-5408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 W HARVARD CIR, SOUTH ELGIN, IL 60177-2732

Mortgage

Document Number	0000030195
Date	Jun 13, 2017
Instrument	2017K030195

Lender

Name	KEY MORTGAGE SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,598.00 (+8.62%) Homeowner's exemption	$129,800 (+8.53%) Land $61,361 Building $68,439	$389,556 (+8.53%) Land $184,157 Building $205,399
2024		$119,598 (+15.41%) Land $56,538 Building $63,060	$358,938 (+15.46%) Land $169,682 Building $189,256
2022	$7,916.00 (+4.17%) Homeowner's exemption	$103,625 (+4.91%) Land $50,569 Building $53,056	$310,875 (+4.91%) Land $151,707 Building $159,168
2021	$7,599.00 Homeowner's exemption	$98,775 Land $48,202 Building $50,573	$296,325 Land $144,606 Building $151,719

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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