7N557 Stevens Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 7N557 Stevens Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,153 sqft · built 1956
Lot Size	7 acres (304,920 sqft)
Owner	2 Individual Names on File
Last Sale	$300,000 (Feb 2021)
Tax Bill	$8,924 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-277-007`

Property Details

APN / Parcel Number

Primary APN	`09-06-277-007`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,153 sqft Living Area
Basement Area	1,143 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	304,920 sqft
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7N557 STEVENS RD
City	SAINT CHARLES
State	IL
Zip	60175-5408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP AREA: 036-MARGAT,OTTR,LNGV
Legal Block	5
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5022
Census Tract	852101

Owner

7N557 Stevens Rd is owned and occupied by two individuals who acquired it in December 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7N557 STEVENS RD, SAINT CHARLES, IL 60175-5408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2022	Deed of Trust, Mortgage · Line of Credit ALDEN STATE BANK
Dec 23, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Mar 26, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 22, 2021	Trustee's Deed, Foreclosure · ARM BLACKHAWK BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 22, 2021 · Amount on File
Deed Sale	Feb 22, 2021 · Amount on File
Deed Document Number	202113919
Last Transfer Date	Dec 22, 2021
Transfer Doc	0000095151
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N557 STEVENS RD, ST CHARLES, IL 60175-5408
Transaction Type	Mortgage
Record Updated	Aug 10, 2023
Title Company	HEARTLAND TITLE COMPANY, WHEATLAND TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N557 STEVENS RD, SAINT CHARLES, IL 60175-5408

Mortgage

Document Number	0000021122
Date	Apr 19, 2022
Instrument	2022K021122

Lender

Name	ALDEN STATE BANK
Type	Bank
Address	BELLAIRE, MI 49615

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Mar 13, 2037

Interest

Rate	2.75%

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2021
Property Address	7N557 STEVENS RD, ST CHARLES, IL 60175-5408
Document Number	0000095151
Instrument Date	Dec 22, 2021
Instrument	2021K095151
Transaction Type	Transfer
Record Updated	Jan 3, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7N557 STEVENS RD, SAINT CHARLES, IL 60175-5408

March 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Mar 26, 2021
Property Address	7N557 STEVENS RD, ST CHARLES, IL 60175-5408
Document Number	0000023648
Instrument Date	Feb 19, 2021
Instrument	2021K023648
Transaction Type	Transfer
Record Updated	Jul 27, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7N607 STEVENS RD, SAINT CHARLES, IL 60175-5410

February 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Feb 22, 2021
Property Address	7N557 STEVENS RD, ST CHARLES, IL 60175-5408
Document Number	0000013919
Instrument Date	Feb 15, 2021
Instrument	2021K013919
Transaction Type	Foreclosure
Record Updated	Aug 10, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$300.00
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7N607 STEVENS RD, SAINT CHARLES, IL 60175-5410

Mortgage

Document Number	0000013920
Date	Feb 22, 2021
Instrument	2021K013920

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.55%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	3.55%
Max Rate At Change	8.55%
Index	1-Year CMT
Max Rate	8.55%

Tax Assessment & Valuation

The 2025 property tax bill for 7N557 Stevens Rd was $8,924.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,924.00	$126,410 (+8.51%) Land $43,821 Building $82,589	$379,382 (+8.51%) Land $131,516 Building $247,866
2024		$116,491 Land $40,393 Building $76,098	$349,613 Land $121,227 Building $228,385
2022	$8,364.00 (+17.01%)	$103,144 (+4.97%) Land $38,886 Building $64,258	$309,432 (+4.97%) Land $116,658 Building $192,774
2021	$7,148.00 Homeowner's exemption	$98,265 Land $37,014 Building $61,251	$294,795 Land $111,042 Building $183,753

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7N557 Stevens Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7N557 Stevens Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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