7N301 Stevens Rd, Saint Charles, IL 60175 Property Records

Kane County property record for 7N301 Stevens Rd, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,400 sqft · built 1971
Lot Size	1 acre (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$340,000 (Jan 2021)
Tax Bill	$8,518 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`09-06-400-008`

Property Details

APN / Parcel Number

Primary APN	`09-06-400-008`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Basement Area	1,400 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7N301 STEVENS RD
City	SAINT CHARLES
State	IL
Zip	60175-5404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	4 EADS SUBDIVISION UNIT 2
Legal Subdivision	READS SIDNEY E
Legal Block	5
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	5
Census Block	5022
Census Tract	852101

Owner

7N301 Stevens Rd is owned and occupied by two individuals who bought it in January 2021.

Source: Kane County records, as of July 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7N301 STEVENS RD, SAINT CHARLES, IL 60175-5404
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Jan 7, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Jun 15, 2020	Grant Deed, Transfer ATTORNEY ONLY
Apr 3, 2020	Court-Ordered Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2021 · Amount on File
Deed Sale	Jan 7, 2021 · Amount on File
Prior Sale	Jun 15, 2020 · Amount on File
Deed Document Number	20211435
Prior Transfer Date	Aug 8, 2013
Prior Transfer Doc	0000059065
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	7N301 STEVENS RD, ST CHARLES, IL 60175-5404
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027626
Date	Aug 14, 2023
Instrument	2023K027626

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

Interest

Rate	11%
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 7, 2021
Property Address	7N301 STEVENS RD, ST CHARLES, IL 60175-5404
Document Number	0000001435
Instrument Date	Jan 6, 2021
Instrument	2021K001435
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	ATA GMT TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4N836 DUNHAM RD, 4N836, WAYNE, IL 60184-2222

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7N301 STEVENS RD, SAINT CHARLES, IL 60175-5404

Mortgage

Document Number	0000001436
Date	Jan 7, 2021
Instrument	2021K001436

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 15, 2020
Property Address	7N301 STEVENS RD, ST CHARLES, IL 60175-5404
Document Number	0000030987
Instrument Date	Jun 3, 2020
Instrument	30987
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$347.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4N836 DUNHAM RD WAYNE IL 601842222, WAYNE, IL 60184-2222

April 2020: Court-Ordered Deed, Foreclosure

Document Type	Court-Ordered Deed
Jurisdiction	KANE IL
Recording Date	Apr 3, 2020
Property Address	7N301 STEVENS RD, ST CHARLES, IL 60175-5404
Document Number	0000016655
Instrument Date	Mar 3, 2020
Instrument	16655
Transaction Type	Foreclosure
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3815 S WEST TEMPLE SALT LAKE CITY UT 841154412, SALT LAKE CITY, UT 84115-4412

Tax Assessment & Valuation

The 2025 property tax bill for 7N301 Stevens Rd was $8,518 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,518.00 Homeowner's exemption	$135,592 (+8.53%) Land $46,479 Building $89,113	$406,939 (+8.53%) Land $139,493 Building $267,446
2024		$124,935 Land $42,826 Building $82,109	$374,955 Land $128,529 Building $246,426
2022	$7,632.00 (-0.18%) Homeowner's exemption	$105,788 (+4.91%) Land $37,925 Building $67,863	$317,364 (+4.91%) Land $113,775 Building $203,589
2021	$7,646.00	$100,837 Land $36,150 Building $64,687	$302,511 Land $108,450 Building $194,061

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7N301 Stevens Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7N301 Stevens Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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