7990 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7990 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,488 sqft · built 2007
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Tax Bill	$23,937 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-0016-0001-24-8`

Property Details

APN / Parcel Number

Primary APN	`07-0016-0001-24-8`
Alternative APN	`11-07-0016-0001-24-8`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Building Area	2,488 sqft Living Area
1st Floor Area	2,488 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	206 ft deep x 123 ft wide
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7990 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128-9775
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT N1/4 PST FRL SEC 16 T7S R20W TH W 1314.82' W TH S01DEG18'14W 66.02' TO SLY R/W LN HARBERT RD TH S89DEG53'26"W 376.34' TO POB TH S00DEG53'W 50.01' TH SLY 179.18' ON A 569.99' RAD CUR RT CH DIST S07DEG40'21"W 178.44' TH N65DEG03'46"W 130.84'' TH
Legal Range	20W
Legal Township	07S
Legal Section	16
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1018
Census Tract	11201

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7731 N EASTLAKE TER, 2N, CHICAGO, IL 60626-6145
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage ASSOCIATED BANK NA
Jun 19, 2018	Warranty Deed, Transfer · Conventional Mortgage ASSOCIATED BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 16, 2025
Transfer Doc	03449/1145
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7990 HARBERT RD, THREE OAKS, MI 49128-9775
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03269/3312
Date	Mar 30, 2020
Book Page	3269/3312

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	GREEN BAY, WI 54301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Jun 19, 2018
Property Address	7990 HARBERT RD, THREE OAKS, MI 49128-9775
Document Number	03209/0260
Book / Page	3209 / 0260
Instrument Date	Jun 8, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1040 N LAKE SHORE DR # DR33C, DR33C, CHICAGO, IL 60611-1165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4528 N OAKLEY AVE, CHICAGO, IL 60625-2106

Mortgage

Document Number	0032083224
Date	Jun 19, 2018
Instrument	3208/3224

Lender

Name	ASSOCIATED BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$917,300 (-2.14%)	$1,834,600 (-2.14%)
2025	$23,937.00 (+2.77%)	$937,400 (+46.74%)	$1,874,800 (+46.74%)
2024	$23,292.00 (+11.26%)
2023		$638,800	$1,277,600
2022	$20,935.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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