7760 Harbert Rd, Three Oaks, MI 49128 Property Records

Berrien County property record for 7760 Harbert Rd, Three Oaks, MI 49128

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,924 sqft · built 1967
Lot Size	0.41 acres (17,860 sqft)
Owner	Company on Record
Last Sale	$100 (Nov 2002)
Tax Bill	$10,498 (2025)
Deeds & Mortgages	Jan 2011 Line of Credit Oct 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-5770-0042-00-5`

Property Details

APN / Parcel Number

Primary APN	`07-5770-0042-00-5`
Alternative APN	`11-07-5770-0042-00-5`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,924 sqft Living Area
1st Floor Area	1,890 sqft
Basement Area	1,484 sqft
Unfinished Basement	1,484 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	120 ft deep x 150 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7760 HARBERT RD
City	THREE OAKS
State	MI
Zip	49128-9122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 42 & 43 ORCHARD VILLAGE BY THE LAKE ALSO EQUITY OF 120'OF STREET FRONTAGE & 8'BY 150'WALK
Legal Subdivision	ORCHARD VILLAGE BY THE LAKE
Legal Lot Number	42-43
Jurisdiction	BERRIEN MI
Township / Civil Division	CHIKAMING
Census Block Group	1
Census Block	1023
Census Tract	11201

Owner

Source: Berrien County assessment roll, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company on Record
Mailing Address	1015 N ELMWOOD AVE, OAK PARK, IL 60302-1353
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2011	Deed of Trust, Mortgage · Line of Credit HORIZON BANK NA
Oct 5, 2012	Deed of Trust, Mortgage · Conventional Mortgage HORIZON BANK NA
May 26, 2023	Intrafamily Transfer, Transfer
Jan 24, 2011	Intrafamily Transfer, Transfer · Conventional Mortgage HORIZON BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2002 · Amount on Record
Deed Sale	Nov 4, 2002 · Amount on Record
Deed Book / Page	2309 / 875
Last Transfer Date	Jan 4, 2011
Transfer Doc	02946/1885
Record Updated	Sep 20, 2026

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7760 HARBERT RD, THREE OAKS, MI 49128-9122
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02946/1899
Date	Jan 24, 2011
Book Page	2946/1899

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 19, 2021

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	7760 HARBERT RD, THREE OAKS, MI 49128-9122
Transaction Type	Mortgage
Record Updated	Jun 5, 2026
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03010/2816
Date	Oct 5, 2012
Book Page	3010/2816

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2027

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	May 26, 2023
Property Address	7760 HARBERT RD, THREE OAKS, MI 49128-9122
Document Number	03404/2998
Book / Page	3404 / 2998
Map Reference	LB 10 PG 19
Instrument Date	May 16, 2023
Instrument	2023381327
Transaction Type	Transfer
Record Updated	Jun 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1015 N ELMWOOD AVE, OAK PARK, IL 60302-1353

January 2011: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Jan 24, 2011
Property Address	7760 HARBERT RD, THREE OAKS, MI 49128-9122
Document Number	02946/1882
Book / Page	2946 / 1882
Map Reference	LB10 PG19
Instrument Date	Jan 4, 2011
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	MULTIPLE

Transaction

Tax	$0.00
Amount Accuracy	Non-Arm's Length Transaction
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	685 SAINT CLAIR AVE, GROSSE POINTE, MI 48230-1243

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7760 HARBERT RD, HARBERT, MI 49115

Mortgage

Document Number	02946/1885
Date	Jan 24, 2011
Book Page	2946/1885

Lender

Name	HORIZON BANK NA
Type	Bank
Address	MICHIGAN CITY, IN 46360

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2041

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Chikaming Township
Unified School District	River Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$562,500 (+23.46%)	$1,125,000 (+23.46%)
2025	$10,498.00 (+2.77%)	$455,600 (+6.67%)	$911,200 (+6.67%)
2024	$10,215.00 (+11.26%)
2023		$427,100	$854,200
2022	$9,181.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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