Berrien County property record for 7978 Harbert Rd, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,520 sqft · built 2003 |
| Lot Size | 0.63 acres (27,443 sqft) |
| Owner | Individual Name on File |
| Last Sale | $82,500 (Oct 1998) |
| Tax Bill | $26,334 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-0016-0001-14-1 |
| Primary APN | 07-0016-0001-14-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Basement Area | 816 sqft |
| Unfinished Basement | 816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Lot Area | 27,443 sqft (0.63 acres) |
| Lot Dimensions | 145 ft deep x 185 ft wide |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7978 HARBERT RD |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-9775 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FROM N1/4 PST SEC 16 T7S R20 W MEAS W 1314.73'TH S01DEG18'14''W 289.24'TH N83DEG45'49''W 155.7'TH N01DEG18'14''E 20.07'TO POB TH N01 18'14''E 185.93'TO S R/W LN HARBERT RD TH S89DEG53'26''W 145.17'TH S12DEG27'07''W 50.61'TO PT OF INT WITH A NON-TANGE |
| Legal Range | 20 |
| Legal Township | 07S |
| Legal Section | 16 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | CHIKAMING |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 11201 |
7978 Harbert Rd is owned by an individual who acquired it in January 2011.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5830 S STONY ISLAND AVE, 15A, CHICAGO, IL 60637-2024 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 24, 1998 · Amount on File |
| Deed Sale | Oct 24, 1998 · Amount on File |
| Deed Book / Page | 1929 / 1321 |
| Last Transfer Date | Jan 28, 2011 |
| Transfer Doc | 02950/1935 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Sep 26, 2022 |
| Property Address | 7978 HARBERT RD, THREE OAKS, MI 49128-9775 |
| Document Number | 03386/3186 |
| Book / Page | 3386 / 3186 |
| Instrument Date | Sep 3, 2022 |
| Instrument | 2022363298 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5830 S STONY ISLAND AVE APT 15A, 15A, CHICAGO, IL 60637-2024 |
| Document Number | 0033863188 |
|---|---|
| Date | Sep 26, 2022 |
| Instrument | 3386-3188 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 7978 Harbert Rd was $26,334.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Chikaming Township |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $845,000 | $1,690,000 | |
| 2025 | $26,334.00 | ||
| 2023 | $611,300 | $1,222,600 | |
| 2022 | $16,011.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7978 Harbert Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7978 Harbert Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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