7980 Graves Rd, Cincinnati, OH 45243 Property Records

Hamilton County property record for 7980 Graves Rd, Cincinnati, OH 45243

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,440 sqft · built 1978
Lot Size	2.01 acres (87,599 sqft)
Owner	Individual Name on Record
Tax Bill	$18,249 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529-0120-0063-00`

Property Details

APN / Parcel Number

Primary APN	`529-0120-0063-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,440 sqft Living Area
Gross Area	6,384 sqft
1st Floor Area	2,652 sqft
2nd Floor Area	1,668 sqft
Basement Area	1,248 sqft
Finished Basement	1,120 sqft
Unfinished Basement	128 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	87,599 sqft (2.01 acres)
Lot Dimensions	450 ft deep x 202 ft wide
Garage Type	Attached
Garage Area	816 sqft
Parking Spaces	3 Parking Spaces
Patio Area	1,621 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	7980 GRAVES RD
City	CINCINNATI
State	OH
Zip	45243-3627
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAVES RD 202.44 X 450 IRR LOT 10 HOWARD GRAVES FARM SUB
Legal Subdivision	HOWARD GRAVES FARM SUB
Legal Lot Number	10
Jurisdiction	HAMILTON OH
Township / Civil Division	THE VILLAGE OF INDIAN HILL
Census Block Group	2
Census Block	2002
Census Tract	24401

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7980 GRAVES RD, CINCINNATI, OH 45243-3627
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 19, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2017	Warranty Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2017
Deed Sale	Apr 19, 2017
Prior Sale	Jan 25, 2017 · Amount on Record
Deed Document Number	201734517
Deed Book / Page	13399 / 1142
Prior Transfer Date	Apr 5, 2017
Prior Transfer Doc	0000004517
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	7980 GRAVES RD, CINCINNATI, OH 45243-3627
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7980 GRAVES RD, CINCINNATI, OH 45243-3627

Mortgage

Document Number	0000067057
Date	Jul 8, 2022
Book Page	14704/1650
Instrument	2022-0067057

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 22, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2017
Property Address	7980 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000034516
Book / Page	013399 / 001140
Instrument Date	Apr 5, 2017
Instrument	34516
Transaction Type	Transfer
Record Updated	Jul 13, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7980 GRAVES RD CINCINNATI OH 452433627, CINCINNATI, OH 45243-3627

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Jan 25, 2017
Property Address	7980 GRAVES RD, CINCINNATI, OH 45243-3627
Document Number	0000007895
Map Reference	PB 208 PG 4
Instrument Date	Jan 17, 2017
Instrument	17-0007895
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SOJOURNERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,730.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CITIZENS PLZ, PROVIDENCE, RI 02903-1344

Mortgage

Document Number	0000007896
Date	Jan 25, 2017
Instrument	17-0007896

Lender

Name	CITIZENS BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	The Village Of Indian Hill City
Unified School District	Indian Hill Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,249.00 (+2.43%)	$499,625 (-) Land $228,004 Building $271,621	$1,427,500 (-) Land $651,440 Building $776,060
2024	$17,816.00 (-2.66%)	$499,625 (-2.42%) Land $228,004 Building $271,621
2023	$18,302.00 (+29.37%)	$511,991 (+57.29%) Land $228,004 Building $283,987	$1,427,500 (+53.49%) Land $651,440 Building $776,060
2022	$14,147.00 Homeowner's exemption	$325,501 Land $164,868 Building $160,633
2020			$930,000 Land $471,050 Building $458,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN HILL CITY PWS serves 15,000 people · EPA ID OH3101112
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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