798 Trough Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 798 Trough Rd, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,705 sqft · built 1999
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Tax Bill	$2,430 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`09-17-0019.0003`

Property Details

APN / Parcel Number

Primary APN	`09-17-0019.0003`
Alternative APN	`19-09-17-0019.0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,705 sqft Living Area
1st Floor Area	2,088 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Frame
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	798 TROUGH RD
City	SHEPHERDSTOWN
State	WV
Zip	25443-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 AC RENAUD
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2001
Census Tract	972203

Owner

798 Trough Rd is owned and occupied by an individual.

Source: Jefferson County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	798 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Nov 22, 2019	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	798 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557
Transaction Type	Mortgage
Record Updated	Mar 25, 2026
Title Company	BEST TITLE COMPANY, ESSENT TITLE INSURANCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002667/622
Date	Mar 6, 2026
Book Page	2667/622
Instrument	202600003121

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	798 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557
Document Number	0000016469
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	798 TROUGH RD SHEPHERDSTOWN WV 254434557, SHEPHERDSTOWN, WV 25443-4557

Mortgage

Document Number	0000016469
Date	Dec 20, 2019
Book Page	002258/000048
Instrument	16469

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 798 Trough Rd was $2,430 with a homeowner's exemption, down 1.9% from the year before.

Source: Jefferson County assessment roll, as of November 14, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,430.00 (-1.94%)	$230,700 (-1.11%) Land $101,200 Building $129,500	$384,500 (-1.13%) Land $168,667 Building $215,833
2025	$2,478.00 Homeowner's exemption	$233,300 Land $102,300 Building $131,000	$388,900 Land $170,500 Building $218,400
2023	$2,385.00 Homeowner's exemption	$224,200 Land $102,300 Building $121,900	$373,700 Land $170,500 Building $203,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 798 Trough Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 798 Trough Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	10 / 1

May also be available: Frontier, T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trough Rd

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