Jefferson County property record for 48 Trough Rd, Shepherdstown, WV 25443
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,304 sqft · built 1950 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $249,900 (Jun 2019) |
| Tax Bill | $1,955 (2026) |
| Deeds & Mortgages | Jul 2020 Mortgage Jun 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-17-0013.0000 |
| Primary APN | 09-17-0013.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,304 sqft Living Area |
| 1st Floor Area | 2,240 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 50,530 sqft (1.16 acres) |
| Terrain | Rolling |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 48 TROUGH RD |
|---|---|
| City | SHEPHERDSTOWN |
| State | WV |
| Zip | 25443-4896 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1.16 AC-FUSS LAND |
| Jurisdiction | JEFFERSON WV |
| Township / Civil Division | SHEPHERDSTOWN |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972203 |
Source: Jefferson County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 48 TROUGH RD, SHEPHERDSTOWN, WV 25443-4896 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP |
| Jun 11, 2019 | Deed, Transfer · Conventional Mortgage HOMESPIRE MORTGAGE CORP |
| Dec 21, 2018 | Deed, Transfer · Conventional Mortgage SUNTRUST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 2019 · Amount on File |
| Deed Sale | Jun 11, 2019 · Amount on File |
| Prior Sale | Dec 21, 2018 · Amount on File |
| Deed Document Number | 20196926 |
| Deed Book / Page | 1225 / 227 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Property Address | 48 TROUGH RD, SHEPHERDSTOWN, WV 25443-4896 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000009261 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 2296/50 |
| Instrument | 202000009261 |
| Name | CONTOUR MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | GARDEN CITY, NY 11530 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Jun 11, 2019 |
| Property Address | 48 TROUGH RD, SHEPHERDSTOWN, WV 25443-4896 |
| Document Number | 1225/227 |
| Book / Page | 1225 / 227 |
| Map Reference | DD 921 PG 554 |
| Instrument Date | Jun 5, 2019 |
| Instrument | 201900006926 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,100.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 48 TROUGH RD, SHEPHERDSTOWN, WV 25443-4896 |
| Document Number | 201900006927 |
|---|---|
| Date | Jun 11, 2019 |
| Instrument | 201900006927 |
| Name | HOMESPIRE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JEFFERSON WV |
| Recording Date | Dec 21, 2018 |
| Property Address | 48 TROUGH RD, SHEPHERDSTOWN, WV 25443-4896 |
| Document Number | 1216/519 |
| Book / Page | 1216 / 519 |
| Map Reference | MB 921 PG 554 |
| Instrument Date | Dec 21, 2018 |
| Instrument | 201800015083 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,034.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 48 TROUGH RD, SHEPHERDSTOWN, WV 25443-4896 |
| Document Number | 201800015084 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 201800015084 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
Source: Jefferson County assessment roll, as of November 14, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Jefferson County |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,955.00 (+3.22%) | $169,500 (+3.99%) Land $86,300 Building $83,200 | $282,500 (+3.97%) Land $143,833 Building $138,667 |
| 2025 | $1,894.00 (+3.72%) | $163,000 (+4.22%) Land $79,800 Building $83,200 | $271,700 (+4.26%) Land $133,000 Building $138,700 |
| 2023 | $1,826.00 | $156,400 Land $79,800 Building $76,600 | $260,600 Land $133,000 Building $127,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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