792 Trough Rd, Shepherdstown, WV 25443 Property Records

Jefferson County property record for 792 Trough Rd, Shepherdstown, WV 25443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,248 sqft · built 2000
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-17-0019.0004`

Property Details

APN / Parcel Number

Primary APN	`09-17-0019.0004`
Alternative APN	`19-09-17-0019.0004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,348 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	792 TROUGH RD
City	SHEPHERDSTOWN
State	WV
Zip	25443-4557
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5.00 AC RENAUD
Jurisdiction	JEFFERSON WV
Township / Civil Division	SHEPHERDSTOWN
Census Block Group	2
Census Block	2001
Census Tract	972203

Owner

Source: Jefferson County records, as of November 13, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	792 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit CNB BANK INC
Feb 6, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CNB BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 6, 2020
Transfer Doc	1236/003
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON WV
Property Address	792 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557
Transaction Type	Mortgage
Record Updated	Mar 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002661/152
Date	Feb 2, 2026
Book Page	2661/152
Instrument	202600001519

Lender

Name	CNB BANK INC
Type	Bank
Address	BERKELEY SPRINGS, WV 25411

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON WV
Recording Date	Feb 6, 2020
Property Address	792 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557
Document Number	1236/003
Book / Page	1236 / 003
Map Reference	MB 930 PG 560
Instrument Date	Jan 28, 2020
Instrument	202000001441
Transaction Type	Transfer
Record Updated	Oct 26, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	792 TROUGH RD, SHEPHERDSTOWN, WV 25443-4557

Mortgage

Document Number	202000001442
Date	Feb 6, 2020
Instrument	202000001442

Lender

Name	CNB BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2035

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Jefferson County
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,155.00 (+3.16%)	$185,500 (+3.69%) Land $102,300 Building $83,200	$309,200 (+3.72%) Land $170,500 Building $138,700
2023	$2,089.00	$178,900 Land $102,300 Building $76,600	$298,100 Land $170,500 Building $127,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 79% of West Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
All Points Broadband Fixed Wireless	10 / 1

May also be available: Frontier, T-Mobile, Verizon, Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Trough Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures