Allen County property record for 798 Bluff Oak Trl, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4.5 ba · 4,265 sqft · built 2005 |
| Lot Size | 0.443 acres (19,297 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $358,000 (Aug 2019) |
| Tax Bill | $6,923 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2800-03-004.017 |
| Primary APN | 36-2800-03-004.017 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,265 sqft Living Area |
| Gross Area | 6,065 sqft |
| 1st Floor Area | 1,979 sqft |
| Upper Floors Area | 802 sqft |
| Basement Area | 1,940 sqft |
| Finished Basement | 1,484 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 19,297 sqft (0.443 acres) |
| Lot Dimensions | 182 ft deep x 106 ft wide |
| Garage Type | Attached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 240 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 798 BLUFF OAK TRL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 OAKS SUBDIVISION NO 1 LOT 29579 JOINT TEN FF 105.86 |
| Legal Subdivision | 7 OAKS SUBDIVISION |
| Legal Lot Number | 29579 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10802 |
798 Bluff Oak Trl is owned and occupied by two individuals who bought it in August 2019.
Source: Allen County records, as of May 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 798 BLUFF OAK TRL, LIMA, OH 45807-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Aug 1, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2019 · Amount on File |
| Deed Sale | Aug 1, 2019 · Amount on File |
| Prior Sale | Jul 1, 2016 · Amount on File |
| Deed Document Number | 20197774 |
| Deed Book / Page | 2019 / 7774 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 798 BLUFF OAK TRL, LIMA, OH 45807-3110 |
| Document Number | 0000014592 |
| Instrument Date | Aug 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 798 BLUFF OAK TRL ELIDA OH 458073110, ELIDA, OH 45807-3110 |
| Document Number | 0000014592 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 14592 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 22, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Aug 1, 2019 |
| Property Address | 798 BLUFF OAK TRL, LIMA, OH 45807-3110 |
| Document Number | 0000007774 |
| Book / Page | 002019 / 007775 |
| Instrument Date | Jul 15, 2019 |
| Instrument | 7774 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,074.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 798 BLUFF OAK TRL LIMA OH 458073110, LIMA, OH 45807-3110 |
| Document Number | 7775 |
|---|---|
| Date | Aug 1, 2019 |
| Book Page | 002019/007775 |
| Instrument | 7775 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 31, 2049 |
The 2025 property tax bill for 798 Bluff Oak Trl was $6,923, down 1.6% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,923.00 (-1.56%) | $160,650 (-) Land $20,580 Building $140,070 | $459,000 (-) Land $58,800 Building $400,200 |
| 2024 | $7,033.00 (+8.65%) Homeowner's exemption | $160,650 (+22.01%) Land $20,580 Building $140,070 | $459,000 Land $58,800 Building $400,200 |
| 2023 | $6,473.00 (-2.52%) Homeowner's exemption | $131,670 (-) Land $16,870 Building $114,800 | |
| 2022 | $6,640.00 Homeowner's exemption | $131,670 Land $16,870 Building $114,800 | |
| 2021 | $376,200 Land $48,200 Building $328,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 798 Bluff Oak Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 798 Bluff Oak Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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