Allen County property record for 741 Bluff Oak Trl, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,165 sqft · built 2004 |
| Lot Size | 0.313 acres (13,634 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Dec 2005) |
| Tax Bill | $6,479 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Feb 2022 Mortgage + 8 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2800-03-007.012 |
| Primary APN | 36-2800-03-007.012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,165 sqft Living Area |
| Gross Area | 5,003 sqft |
| 1st Floor Area | 1,762 sqft |
| Upper Floors Area | 703 sqft |
| Basement Area | 1,762 sqft |
| Finished Basement | 700 sqft |
| Unfinished Basement | 1,062 sqft |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 13,634 sqft (0.313 acres) |
| Lot Dimensions | 131 ft deep x 104 ft wide |
| Garage Type | Attached |
| Garage Area | 776 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 174 sqft |
| Patio Area | 187 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 741 BLUFF OAK TRL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-3112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 OAKS SUBDIVISION NO 1 LOT 29562 FF 106.42 |
| Legal Subdivision | 7 OAKS SUBDIVISION |
| Legal Lot Number | 29562 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10802 |
Source: Allen County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2021 | Deed of Trust, Mortgage · Line of Credit THE STATE BANK & TRUST CO |
| Feb 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TOPMARK FCU |
| Dec 19, 2022 | Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC |
| Sep 6, 2023 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Jul 22, 2024 | Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK |
| Jun 16, 2022 | Transfer on Death Deed, Transfer |
| Nov 13, 2020 | Warranty Deed, Transfer · Conventional Mortgage STATE BK&TR |
| Sep 23, 2020 | Deed of Trust, Mortgage · Line of Credit THE UNION BK CO |
| Jul 16, 2019 | Deed of Trust, Mortgage · Line of Credit SUPERIOR CU |
| Mar 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 7, 2005 · Amount on Record |
| Deed Sale | Dec 7, 2005 · Amount on Record |
| Prior Sale | Nov 29, 2001 · Amount on Record |
| Deed Document Number | 200521594 |
| Deed Book / Page | 950 / 495 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 3220003673 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 2021/3673 |
| Instrument | 202103220003673 |
| Name | THE STATE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LIMA, OH 45805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 24, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2110001578 |
|---|---|
| Date | Feb 11, 2022 |
| Book Page | 2022/1578 |
| Instrument | 202202110001578 |
| Name | TOPMARK FCU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 12190014237 |
|---|---|
| Date | Dec 19, 2022 |
| Book Page | 2022/14237 |
| Instrument | 202212190014237 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 9060007707 |
|---|---|
| Date | Sep 6, 2023 |
| Book Page | 2023/7707 |
| Instrument | 202309060007707 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89074 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 7220006465 |
|---|---|
| Date | Jul 22, 2024 |
| Book Page | 2024/6465 |
| Instrument | 202407220006465 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | 4120 W DIVERSEY AVE STE C501, CHICAGO, IL 60639 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2054 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Jun 16, 2022 |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 6160007190 |
| Book / Page | 2022 / 7190 |
| Map Reference | MB 24 PG 110 |
| Instrument Date | Jun 15, 2022 |
| Instrument | 202206160007190 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Nov 13, 2020 |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 0000014186 |
| Instrument Date | Nov 10, 2020 |
| Instrument | 14186 |
| Transaction Type | Transfer |
| Record Updated | Nov 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 741 BLUFF OAK TRL LIMA OH 458073112, LIMA, OH 45807-3112 |
| Document Number | 14187 |
|---|---|
| Date | Nov 13, 2020 |
| Instrument | 14187 |
| Name | STATE BK&TR |
|---|---|
| Type | Bank |
| Address | DEFIANCE, OH 43512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 0000011717 |
| Instrument Date | Sep 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 741 BLUFF OAK TRL LIMA OH 458073112, LIMA, OH 45807-3112 |
| Document Number | 0000011717 |
|---|---|
| Date | Sep 25, 2020 |
| Instrument | 11717 |
| Name | THE UNION BK CO |
|---|---|
| Type | Bank |
| Address | LIMA, OH 45805 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 24, 2030 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 0000007528 |
| Instrument Date | Jul 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 741 BLUFF OAK TRL LIMA OH 458073112, LIMA, OH 45807-3112 |
| Document Number | 0000007528 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 7528 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Jul 28, 2026 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEN OH |
| Property Address | 741 BLUFF OAK TRL, LIMA, OH 45807-3112 |
| Document Number | 0000002694 |
| Book / Page | 002017 / 002694 |
| Instrument Date | Mar 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 741 BLUFF OAK TRL LIMA OH 458073112, LIMA, OH 45807-3112 |
| Document Number | 0000002694 |
|---|---|
| Date | Mar 16, 2017 |
| Book Page | 002017/002694 |
| Instrument | 2694 |
| Name | SUPERIOR CU |
|---|---|
| Type | Credit Union |
| Address | LIMA, OH 45807 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Mar 15, 2024 |
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,479.00 (-1.56%) | $150,260 (-) Land $17,920 Building $132,340 | $429,300 (-) Land $51,200 Building $378,100 |
| 2024 | $6,582.00 (+8.61%) Homeowner's exemption | $150,260 (+21.99%) Land $17,920 Building $132,340 | $429,300 (+21.99%) Land $51,200 Building $378,100 |
| 2023 | $6,060.00 (-2.56%) Homeowner's exemption | $123,170 (-) Land $14,700 Building $108,470 | |
| 2022 | $6,219.00 Homeowner's exemption | $123,170 Land $14,700 Building $108,470 | |
| 2021 | $351,900 Land $42,000 Building $309,900 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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