776 Bluff Oak Trl, Lima, OH 45807 Property Records

Allen County property record for 776 Bluff Oak Trl, Lima, OH 45807

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,112 sqft · built 2010
Lot Size0.424 acres (18,469 sqft)
OwnerIndividual Name on File
Last Sale$57,000 (May 2009)
Tax Bill$4,955 (2025)
Deeds & MortgagesNov 2023 Transfer
Flood ZoneZone X (minimal risk)
APN36-2800-03-004.016

Property Details

APN / Parcel Number

Primary APN36-2800-03-004.016
Alternative APN
  • G2536280003004016

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area2,112 sqft Living Area
Gross Area3,140 sqft
1st Floor Area2,112 sqft

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Foundation TypeNo Foundation
Lot Area18,469 sqft (0.424 acres)
Lot Dimensions176 ft deep x 105 ft wide
Garage TypeAttached
Garage Area1,028 sqft
Parking Spaces2 Parking Spaces
PorchOpen/Screened Porch
Porch Area158 sqft
Patio Area192 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerStorm Sewer
Water SourceCommercial

Location & Zoning

Street Address776 BLUFF OAK TRL
CityLIMA
StateOH
Zip45807-3110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description7 OAKS SUBDIVISION NO 1 LOT 29580 JOINT TEN FF 105.27
Legal Subdivision7 OAKS SUBDIVISION
Legal Lot Number29580
JurisdictionALLEN OH
Township / Civil DivisionAMERICAN
Census Block Group1
Census Block1016
Census Tract10802

Owner

776 Bluff Oak Trl is owned and occupied by an individual who bought it in May 2009.

Source: Allen County records, as of May 21, 2026

Owner of RecordIndividual Name on File
Mailing Address776 BLUFF OAK TRL, LIMA, OH 45807-3110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2009 · Amount on File
Deed SaleMay 26, 2009 · Amount on File
Deed Document Number20098046
Deed Book / Page2009 / 8046
Record UpdatedSep 20, 2026

November 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionALLEN OH
Recording DateNov 2, 2023
Property Address776 BLUFF OAK TRL, LIMA, OH 45807-3110
Document Number11020009648
Book / Page2023 / 9648
Map ReferenceMB 24 PG 110
Instrument DateOct 31, 2023
Instrument202311020009648
Transaction TypeTransfer
Record UpdatedNov 15, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 776 Bluff Oak Trl was $4,955, down 1.9% from the year before.

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAllen County
County SubdivisionAmerican Township
Unified School DistrictElida Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,955.00 (-1.9%)$124,750 (-) Land $20,200 Building $104,550$356,400 (-) Land $57,700 Building $298,700
2024$5,051.00 (+9.88%) Homeowner's exemption$124,750 (+22.02%) Land $20,200 Building $104,550$356,400 Land $57,700 Building $298,700
2023$4,597.00 (-3.16%) Homeowner's exemption$102,240 (-) Land $16,560 Building $85,680
2022$4,747.00 Homeowner's exemption$102,240 Land $16,560 Building $85,680
2021$292,100 Land $47,300 Building $244,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 776 Bluff Oak Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 776 Bluff Oak Trl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIMA CITY
serves 65,619 people · EPA ID OH0200811
Water SourceSurface water
Last State InspectionFeb 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · May 2026
Total trihalomethanes
resolved · Apr 2024
Turbidity
resolved · Dec 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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