Allen County property record for 776 Bluff Oak Trl, Lima, OH 45807
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,112 sqft · built 2010 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | Individual Name on File |
| Last Sale | $57,000 (May 2009) |
| Tax Bill | $4,955 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-2800-03-004.016 |
| Primary APN | 36-2800-03-004.016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,112 sqft Living Area |
| Gross Area | 3,140 sqft |
| 1st Floor Area | 2,112 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 18,469 sqft (0.424 acres) |
| Lot Dimensions | 176 ft deep x 105 ft wide |
| Garage Type | Attached |
| Garage Area | 1,028 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open/Screened Porch |
| Porch Area | 158 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Storm Sewer |
| Water Source | Commercial |
| Street Address | 776 BLUFF OAK TRL |
|---|---|
| City | LIMA |
| State | OH |
| Zip | 45807-3110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 OAKS SUBDIVISION NO 1 LOT 29580 JOINT TEN FF 105.27 |
| Legal Subdivision | 7 OAKS SUBDIVISION |
| Legal Lot Number | 29580 |
| Jurisdiction | ALLEN OH |
| Township / Civil Division | AMERICAN |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 10802 |
776 Bluff Oak Trl is owned and occupied by an individual who bought it in May 2009.
Source: Allen County records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 776 BLUFF OAK TRL, LIMA, OH 45807-3110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 26, 2009 · Amount on File |
| Deed Sale | May 26, 2009 · Amount on File |
| Deed Document Number | 20098046 |
| Deed Book / Page | 2009 / 8046 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | ALLEN OH |
| Recording Date | Nov 2, 2023 |
| Property Address | 776 BLUFF OAK TRL, LIMA, OH 45807-3110 |
| Document Number | 11020009648 |
| Book / Page | 2023 / 9648 |
| Map Reference | MB 24 PG 110 |
| Instrument Date | Oct 31, 2023 |
| Instrument | 202311020009648 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 776 Bluff Oak Trl was $4,955, down 1.9% from the year before.
Source: Allen County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Allen County |
| County Subdivision | American Township |
| Unified School District | Elida Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,955.00 (-1.9%) | $124,750 (-) Land $20,200 Building $104,550 | $356,400 (-) Land $57,700 Building $298,700 |
| 2024 | $5,051.00 (+9.88%) Homeowner's exemption | $124,750 (+22.02%) Land $20,200 Building $104,550 | $356,400 Land $57,700 Building $298,700 |
| 2023 | $4,597.00 (-3.16%) Homeowner's exemption | $102,240 (-) Land $16,560 Building $85,680 | |
| 2022 | $4,747.00 Homeowner's exemption | $102,240 Land $16,560 Building $85,680 | |
| 2021 | $292,100 Land $47,300 Building $244,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 776 Bluff Oak Trl in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 776 Bluff Oak Trl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIMA CITY serves 65,619 people · EPA ID OH0200811 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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