7978 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7978 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,794 sqft · built 2018
Lot Size	0.071 acres (3,109 sqft)
Owner	Individual Name on File
Last Sale	$258,552 (Sep 2024)
Tax Bill	$1,536 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`985-21002-340`

Property Details

APN / Parcel Number

Primary APN	`985-21002-340`
Alternative APN	`559765`

Interior

Stories	2 Stories
Building Area	1,794 sqft Living Area
Gross Area	2,193 sqft
1st Floor Area	755 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	3,109 sqft (0.071 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	100 sqft

Location & Zoning

Street Address	7978 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 34
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	34
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

7978 Elka Loop is owned by an individual who bought it in September 2024.

Source: Webb County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	12958 IRIS GARDEN LN, HOUSTON, TX 77044-1228
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE CONNEXTIONS LP
Jul 18, 2018	Vendor's Lien, Transfer · Conventional Mortgage MORTGAGE CONNEXTIONS LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2024 · Amount on File
Deed Sale	Sep 10, 2024 · Amount on File
Prior Sale	Jun 23, 2021 · Amount on File
Deed Document Number	20241538912
Deed Book / Page	5713 / 247
Prior Transfer Date	Jul 13, 2018
Prior Transfer Doc	004449/744
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 23, 2021
Property Address	7978 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	5050/399
Book / Page	5050 / 399
Map Reference	VOL 34 PG 23-24
Instrument Date	Jun 22, 2021
Instrument	1433163
Transaction Type	Transfer
Record Updated	Jul 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	1433164
Date	Jun 23, 2021
Instrument	1433164

Lender

Name	MORTGAGE CONNEXTIONS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

July 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jul 18, 2018
Property Address	7978 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004449/744
Book / Page	4449 / 744
Map Reference	VOL 34 PG 23-24
Instrument Date	Jul 13, 2018
Instrument	1334563
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7978 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001334564
Date	Jul 18, 2018
Instrument	1334564

Lender

Name	MORTGAGE CONNEXTIONS LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 7978 Elka Loop was $1,536, up 14.7% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$302,024 (-0.54%) Land $43,680 Building $258,344	$302,024 (-0.54%) Land $43,680 Building $258,344
2025	$1,536.00 (+14.71%)	$303,670 Land $43,680 Building $259,990	$303,670 Land $43,680 Building $259,990
2024	$1,339.00
2023		$239,944 Land $32,084 Building $207,860	$239,944 Land $32,084 Building $207,860
2022	$1,637.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7978 Elka Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7978 Elka Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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