7974 Elka Loop, Laredo, TX 78045 Property Records

Webb County property record for 7974 Elka Loop, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,733 sqft · built 2018
Lot Size	0.063 acres (2,754 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Aug 2019)
Tax Bill	$1,470 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`985-21002-320`

Property Details

APN / Parcel Number

Primary APN	`985-21002-320`
Alternative APN	`559763`

Interior

Stories	2 Stories
Building Area	1,733 sqft Living Area
Gross Area	2,132 sqft
1st Floor Area	750 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	2,754 sqft (0.063 acres)
Garage Type	Attached
Garage Area	399 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	125 sqft

Location & Zoning

Street Address	7974 ELKA LOOP
City	LAREDO
State	TX
Zip	78045-9043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KHALEDI GARDEN HOMES, BLOCK 2, LOT 32
Legal Subdivision	KHALEDI GARDEN HOMES
Legal Block	2
Legal Lot Number	32
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO
Census Block Group	2
Census Block	2009
Census Tract	1722

Owner

7974 Elka Loop is owned by two individuals who bought it in August 2019.

Source: Webb County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	694 N MONROE ST, EAGLE PASS, TX 78852-4253
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 28, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage JG WENTWORTH HOME LENDING INC
Jun 12, 2018	Vendor's Lien, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2019 · Amount on File
Deed Sale	Aug 28, 2019 · Amount on File
Prior Sale	Jun 12, 2018 · Amount on File
Deed Document Number	20191370132
Deed Book / Page	4653 / 807
Prior Transfer Date	Jun 1, 2018
Prior Transfer Doc	004430/764
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	7974 ELKA LOOP, LAREDO, TX 78045-9043
Transaction Type	Mortgage
Record Updated	Jun 14, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5034/341
Date	Jun 1, 2021
Book Page	5034/341
Instrument	1430651

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	354 Months
Due	Dec 1, 2050

August 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	Aug 28, 2019
Property Address	7974 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004653/807
Book / Page	4653 / 807
Map Reference	VOL 34 PG 23&24
Instrument Date	Aug 15, 2019
Instrument	1370132
Transaction Type	Transfer
Record Updated	Mar 1, 2022
Title Company	NOT AVAILABLE, SOLIDIFI

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7974 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001370133
Date	Aug 28, 2019
Instrument	1370133

Lender

Name	JG WENTWORTH HOME LENDING INC
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2034

June 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jun 12, 2018
Property Address	7974 ELKA LOOP, LAREDO, TX 78045-9043
Document Number	004430/764
Book / Page	4430 / 764
Map Reference	VOL 34 PG 23&24
Instrument Date	Jun 1, 2018
Instrument	1331302
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7974 ELKA LOOP, LAREDO, TX 78045-9043

Mortgage

Document Number	0001331303
Date	Jun 12, 2018
Instrument	1331303

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7974 Elka Loop was $1,470, up 0.8% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,971 (-0.55%) Land $38,694 Building $250,277	$288,971 (-0.55%) Land $38,694 Building $250,277
2025	$1,470.00 (+0.82%)	$290,565 Land $38,694 Building $251,871	$290,565 Land $38,694 Building $251,871
2024	$1,458.00
2023		$239,475 Land $28,421 Building $211,054	$239,475 Land $28,421 Building $211,054
2022	$1,568.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7974 Elka Loop in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7974 Elka Loop is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 608 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone.

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