St. Louis County property record for 7975 Shipley Rd, Culver, MN 55779
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 990 sqft · built 2009 |
| Lot Size | 25.5 acres (1,114,265 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,244 (2026) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 475-0010-01310 |
| Primary APN | 475-0010-01310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 990 sqft Gross Area |
| 1st Floor Area | 990 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Year Built | Built 2009 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 1,114,265 sqft (25.5 acres) |
| Garage Area | 1,392 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 648 sqft |
| Deck Area | 23 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Propane |
| Account Number | 18346 |
|---|---|
| Street Address | 7975 SHIPLEY RD |
| City | CULVER |
| State | MN |
| Zip | 55779-8049 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FAM |
| Legal Description | SW1/4 OF SE1/4 EX W 475.1 FT SERIAL # |
| Legal Range | 17W |
| Legal Township | 52N |
| Legal Section | 08 |
| Legal Subdivision | NEW INDEPENDENCE TOWN OF |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | NEW INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 11101 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7975 SHIPLEY RD, CULVER, MN 55779-8049 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Dec 20, 2019 | Deed of Trust, Mortgage · Line of Credit CENTRICITY CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 7975 SHIPLEY RD, CULVER, MN 55779-8049 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001463796 |
|---|---|
| Date | Mar 23, 2023 |
| Instrument | 1463796 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 10, 2033 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 7975 SHIPLEY RD, CULVER, MN 55779-8049 |
| Document Number | 00A1370258 |
| Instrument Date | Dec 20, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7975 SHIPLEY RD CULVER MN 557798049, CULVER, MN 55779-8049 |
| Document Number | 00A1370258 |
|---|---|
| Date | Dec 26, 2019 |
| Instrument | A1370258 |
| Name | CENTRICITY CU |
|---|---|
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 25, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | New Independence Township |
| Unified School District | St. Louis County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,244.00 (+8.72%) Homeowner's exemption | ||
| 2025 | $2,064.00 (-5.75%) Homeowner's exemption | $327,300 (+6.54%) Land $69,700 Building $257,600 | $327,300 (+6.54%) Land $69,700 Building $257,600 |
| 2024 | $2,190.00 | $307,200 (+13.9%) Land $69,700 Building $237,500 | $307,200 (+13.9%) Land $69,700 Building $237,500 |
| 2022 | $269,700 Land $52,500 Building $217,200 | $269,700 Land $52,500 Building $217,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Frontier DSL | 115 / 7 |
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