7927 Shipley Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 7927 Shipley Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,218 sqft · built 1976
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on File
Last Sale	$173,651 (Sep 2019)
Tax Bill	$1,314 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`475-0010-01320`

Property Details

APN / Parcel Number

Primary APN	`475-0010-01320`
Alternative APN	`1077364`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,218 sqft Gross Area
1st Floor Area	1,218 sqft
Basement Area	432 sqft
Finished Basement	432 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Type	Mixed
Garage Area	864 sqft
Deck Area	12 sqft
Storage Building	70 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1077364
Street Address	7927 SHIPLEY RD
City	CULVER
State	MN
Zip	55779-8049
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	SE1/4 OF SE1/4 EX W1/2 SERIAL #
Legal Range	17W
Legal Township	52N
Legal Section	08
Legal Subdivision	NEW INDEPENDENCE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	NEW INDEPENDENCE
Census Block Group	1
Census Block	1011
Census Tract	11101

Owner

7927 Shipley Rd is owned and occupied by an individual who bought it in September 2019.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7927 SHIPLEY RD, CULVER, MN 55779-8049
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage RESULTS MORTGAGE LLC
Sep 12, 2019	Warranty Deed, Transfer · Conventional with PMI RESULTS MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2019 · Amount on File
Deed Sale	Sep 12, 2019 · Amount on File
Deed Document Number	20191363205
Prior Transfer Date	Apr 3, 2006
Prior Transfer Doc	0001014328
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	7927 SHIPLEY RD, CULVER, MN 55779-8049
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001407470
Date	Mar 22, 2021
Instrument	1407470

Lender

Name	RESULTS MORTGAGE LLC
Type	Mortgage Company
Address	MINNEAPOLIS, MN 55435

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 12, 2019
Property Address	7927 SHIPLEY RD, CULVER, MN 55779-8049
Document Number	00A1363205
Instrument Date	Sep 12, 2019
Instrument	A1363205
Transaction Type	Transfer
Record Updated	Sep 25, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$573.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7927 SHIPLEY RD CULVER MN 557798049, CULVER, MN 55779-8049

Mortgage

Document Number	A1363206
Date	Sep 12, 2019
Instrument	A1363206

Lender

Name	RESULTS MORTGAGE LLC
Type	Bank
Address	EDINA, MN 55435

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7927 Shipley Rd was $1,314 with a homeowner's exemption, up 9.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	New Independence Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,314.00 (+9.68%) Homeowner's exemption
2025	$1,198.00 (-12.55%) Homeowner's exemption	$226,900 (+6.03%) Land $62,000 Building $164,900	$226,900 (+6.03%) Land $62,000 Building $164,900
2024	$1,370.00	$214,000 Land $62,000 Building $152,000	$214,000 Land $62,000 Building $152,000
2022		$206,100 Land $47,500 Building $158,600	$206,100 Land $47,500 Building $158,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7927 Shipley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7927 Shipley Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3
Frontier DSL	10 / 1

Cell Coverage

5G and 4G LTE (outdoors only)

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