7674 Shipley Rd, Culver (Saginaw), MN 55779 Property Records

St. Louis County property record for 7674 Shipley Rd, Culver, MN 55779

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,566 sqft · built 2021
Lot Size	20 acres (871,200 sqft)
Owner	Individual Name on Record
Last Sale	$550,000 (Jul 2021)
Tax Bill	$3,822 (2026)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Jun 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`475-0010-02360`

Property Details

APN / Parcel Number

Primary APN	`475-0010-02360`
Alternative APN	`1112516`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,566 sqft Gross Area
1st Floor Area	1,566 sqft
Basement Area	1,175 sqft
Finished Basement	1,175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Brick
Construction Type	Frame
Lot Area	871,200 sqft (20 acres)
Garage Area	1,070 sqft
Porch	Slab
Patio Area	480 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1112516
Street Address	7674 SHIPLEY RD
City	CULVER
State	MN
Zip	55779-7200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	FAM
Legal Description	W1/2 OF NW1/4 OF NW1/4 SERIAL #
Legal Range	17W
Legal Township	52N
Legal Section	15
Legal Subdivision	NEW INDEPENDENCE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	NEW INDEPENDENCE
Census Block Group	1
Census Block	1013
Census Tract	11101

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7674 SHIPLEY RD, CULVER, MN 55779-7200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage WATERSTONE MORTGAGE CORP
Jun 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Nov 6, 2019	Warranty Deed, Subdivision Related Transfer CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2021 · Amount on Record
Deed Sale	Jul 12, 2021 · Amount on Record
Prior Sale	Apr 20, 2021 · Amount on Record
Deed Document Number	20211418754
Record Updated	Sep 20, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jul 12, 2021
Property Address	7674 SHIPLEY RD, CULVER, MN 55779-7200
Document Number	0001418754
Instrument Date	Jul 1, 2021
Instrument	1418754
Transaction Type	Transfer
Record Updated	Oct 2, 2023
Title Company	HOME SECURITY ABSTRACT AND TITLE, HOME SECURITY ABSTRACT & TTL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,815.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7674 SHIPLEY RD, CULVER, MN 55779-7200
Investor	Possibly a Property Investor

Mortgage

Document Number	0001418755
Date	Jul 12, 2021
Instrument	1418755

Lender

Name	WATERSTONE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 22, 2020
Property Address	7674 SHIPLEY RD, CULVER, MN 55779-7200
Document Number	00A1383141
Instrument Date	Jun 6, 2020
Instrument	A1383141
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 BOULDER DR #302 HERMANTOWN MN 558111931, 302, HERMANTOWN, MN 55811-1931

November 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Nov 6, 2019
Property Address	7674 SHIPLEY RD, CULVER, MN 55779-7200
Document Number	00A1366924
Instrument Date	Oct 17, 2019
Instrument	A1366924
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 3, 2020
Title Company	CARLTON COUNTY ABSTRACT AND TITLE, CARLTON CNTY ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Tax	$215.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	802 BOULDER DR #302 HERMANTOWN MN 558111931, 302, HERMANTOWN, MN 55811-1931

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	New Independence Township
Unified School District	St. Louis County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00 (+8.33%) Homeowner's exemption
2025	$3,528.00 (-1.89%) Homeowner's exemption	$478,000 (+3.76%) Land $57,000 Building $421,000	$478,000 (+3.76%) Land $57,000 Building $421,000
2024	$3,596.00	$460,700 (+19.2%) Land $57,000 Building $403,700	$460,700 (+19.2%) Land $57,000 Building $403,700
2022		$386,500 Land $45,200 Building $341,300	$386,500 Land $45,200 Building $341,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	10 / 1

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shipley Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures