Palm Beach County property record for 7972 River Rock Rd, Delray Beach, FL 33446
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,152 sqft · built 2020 |
| Lot Size | 0.146 acres (6,364 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $592,332 (Apr 2020) |
| Tax Bill | $9,616 (2025) |
| Deeds & Mortgages | Aug 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-09-26-000-0660 |
| Primary APN | 00-42-46-09-26-000-0660 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,152 sqft Living Area |
| Gross Area | 3,144 sqft |
| 1st Floor Area | 2,152 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 6,364 sqft (0.146 acres) |
| Garage Type | Attached |
| Garage Area | 615 sqft |
| Porch | Finished Screened Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7972 RIVER ROCK RD |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-2189 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | POLO TRACE 2 PUD PLAT NO 6 LT 66 |
| Legal Range | 42E |
| Legal Township | 46S |
| Legal Section | 09 |
| Legal Subdivision | POLO TRACE |
| Legal Lot Number | 66 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5955 |
7972 River Rock Rd is owner-occupied and held in a trust since July 2021.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7972 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2020 · Amount on File |
| Deed Sale | Apr 13, 2020 · Amount on File |
| Deed Document Number | 2020130078 |
| Deed Book / Page | 31356 / 160 |
| Last Transfer Date | Jul 14, 2021 |
| Transfer Doc | 0327770482 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Aug 12, 2021 |
| Property Address | 7972 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
| Document Number | 0327770482 |
| Book / Page | 32777 / 482 |
| Map Reference | MB 127 PG 197 |
| Instrument Date | Jul 14, 2021 |
| Instrument | 20210377308 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 7972 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
The 2025 property tax bill for 7972 River Rock Rd was $9,616 with a homeowner's exemption, up 3% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,616.00 (+3.01%) Homeowner's exemption | $603,232 | $858,546 Land $319,147 Building $539,399 |
| 2024 | $9,335.00 (+2.36%) | ||
| 2023 | $9,120.00 (+0.73%) Homeowner's exemption | $569,156 (+3%) | $777,814 (+17.19%) Land $284,952 Building $492,862 |
| 2022 | $9,054.00 Homeowner's exemption | $552,579 | $663,729 Land $240,130 Building $423,599 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7972 River Rock Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 9 (2014–2018) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7972 River Rock Rd is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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