7953 River Rock Rd, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7953 River Rock Rd, Delray Beach, FL 33446

Property Summary

Property TypeZero Lot Line
Details3 bd · 3 ba · 2,282 sqft · built 2022
Lot Size0.164 acres (7,174 sqft)
OwnerTrust Name on File
Last Sale$859,236 (Mar 2022)
Tax Bill$12,736 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Mar 2022 Sale
Flood ZoneZone X (minimal risk)
APN00-42-46-09-26-000-1070

Property Details

APN / Parcel Number

Primary APN00-42-46-09-26-000-1070

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,282 sqft Living Area
Gross Area2,951 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2022
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeWood Truss
Roof MaterialTile
Lot Area7,174 sqft (0.164 acres)
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address7953 RIVER ROCK RD
CityDELRAY BEACH
StateFL
Zip33446-2189
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Zero Lot Line
Local Zoning CodePUD
Legal DescriptionPOLO TRACE 2 PUD PLAT NO 6 LT 107
Legal Range42
Legal Township46
Legal Section09
Legal Lot Number107
JurisdictionPALM BEACH FL
Township / Civil DivisionBOYNTON BEACH-DELRAY BEACH
Census Block Group1
Census Block1000
Census Tract5955

Owner

7953 River Rock Rd, a zero lot line, is owner-occupied and held in a trust since March 2022.

Source: Palm Beach County records, as of December 8, 2025

Owner of RecordTrust Name on File
Co-ownerCo-owner on File
Mailing Address7953 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 4, 2023Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Mar 21, 2022Special Warranty Deed, Transfer
NOVA TITLE COMPANY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 21, 2022 · Amount on File
Deed SaleMar 21, 2022 · Amount on File
Deed Document Number20220120215
Deed Book / Page33397 / 1810
Record UpdatedJun 8, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPALM BEACH FL
Property Address7953 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189
Transaction TypeMortgage
Record UpdatedFeb 23, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address7953 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189

Mortgage

Document Number0342800037
DateMay 4, 2023
Book Page34280/37
Instrument20230148641
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueApr 19, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionPALM BEACH FL
Recording DateMar 21, 2022
Property Address7953 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189
Document Number0333971810
Book / Page33397 / 1810
Map ReferenceMB 127 PG 197
Instrument DateMar 15, 2022
Instrument20220120215
Transaction TypeTransfer
Record UpdatedFeb 23, 2024
Title CompanyNOVA TITLE COMPANY

Transaction

AmountAmount on Record
Tax$6,015.10
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1600 SAWGRASS CORPORATE PKWY STE 400, 400, SUNRISE, FL 33323-2890

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address7953 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189

Tax Assessment & Valuation

The 2025 property tax bill for 7953 River Rock Rd was $12,736 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPalm Beach County
Unified School DistrictPalm Beach County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,736.00 Homeowner's exemption$794,985$847,658 Land $224,339 Building $623,319
2023$12,090.00 (+438.05%) Homeowner's exemption$750,078 (+320.92%) Land $198,530 Building $551,548$750,078 (+320.92%) Land $198,530 Building $551,548
2022$2,247.00$178,200 Land $178,200$178,200 Land $178,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7953 River Rock Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 156 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies156 in force
Nearby Flood Claims9 (2014–2018)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7953 River Rock Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · lower than 83% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPALM BEACH COUNTY WATER UTILITIES
serves 671,114 people · EPA ID FL4504393
Water SourceGroundwater
Last State InspectionOct 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Dec 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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