Palm Beach County property record for 7947 River Rock Rd, Delray Beach, FL 33446
| Property Type | Zero Lot Line |
|---|---|
| Details | 3 bd · 3 ba · 2,220 sqft · built 2020 |
| Lot Size | 0.164 acres (7,174 sqft) |
| Owner | Individual Name on File |
| Last Sale | $618,900 (Feb 2020) |
| Tax Bill | $9,517 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Mar 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-46-09-26-000-1080 |
| Primary APN | 00-42-46-09-26-000-1080 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 3,114 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Tile |
| Lot Area | 7,174 sqft (0.164 acres) |
| Porch | Open Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 7947 RIVER ROCK RD |
|---|---|
| City | DELRAY BEACH |
| State | FL |
| Zip | 33446-2189 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Zero Lot Line |
| Local Zoning Code | PUD |
| Legal Description | POLO TRACE 2 PUD PLAT NO 6 LT 108 |
| Legal Range | 42 |
| Legal Township | 46 |
| Legal Section | 09 |
| Legal Lot Number | 108 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | BOYNTON BEACH-DELRAY BEACH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 5955 |
7947 River Rock Rd, a zero lot line, is owned and occupied by an individual who bought it in February 2020.
Source: Palm Beach County records, as of December 8, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7947 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU |
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 26, 2020 · Amount on File |
| Deed Sale | Feb 26, 2020 · Amount on File |
| Deed Document Number | 20200074705 |
| Deed Book / Page | 31251 / 838 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 7947 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7947 RIVER ROCK RD, WEST DELRAY BEACH, FL 33446-2189 |
| Document Number | 0337691804 |
|---|---|
| Date | Aug 10, 2022 |
| Book Page | 33769/1804 |
| Instrument | 20220337662 |
| Name | GEORGIAS OWN CU |
|---|---|
| Type | Credit Union |
| Address | ATLANTA, GA 30303 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Property Address | 7947 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7947 RIVER ROCK RD, DELRAY BEACH, FL 33446-2189 |
| Document Number | 0322891829 |
|---|---|
| Date | Mar 17, 2021 |
| Book Page | 32289/1829 |
| Instrument | 20210119118 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | BRECKSVILLE, OH 44141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2051 |
The 2025 property tax bill for 7947 River Rock Rd was $9,517 with a homeowner's exemption.
Source: Palm Beach County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,517.00 Homeowner's exemption | $597,141 | $769,627 Land $224,339 Building $545,288 |
| 2023 | $9,025.00 (+0.71%) Homeowner's exemption | $563,410 (+3%) | $696,914 (+14.9%) Land $198,530 Building $498,384 |
| 2022 | $8,961.00 Homeowner's exemption | $547,000 | $606,529 Land $178,200 Building $428,329 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7947 River Rock Rd in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 156 in force |
| Nearby Flood Claims | 9 (2014–2018) |
| Claims Outside the SFHA | 9 of 9 |
| Most Recent Claim | Oct 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7947 River Rock Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 83% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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