Effingham County property record for 7970 N 1525th St, Effingham, IL 62401
| Property Type | Rural Home |
|---|---|
| Details | 1,200 sqft · built 1978 |
| Lot Size | 150 acres (6,534,000 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,843 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 14-10-027-032 |
| Primary APN | 14-10-027-032 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Stories | 1 Story |
| Building Area | 1,200 sqft Base Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 1,200 sqft |
| Unfinished Basement | 530 sqft |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Construction Type | Frame |
| Lot Area | 6,534,000 sqft (150 acres) |
| Shed | 1 Shed |
|---|---|
| Shed Area | 400 sqft |
| Granary | 530 sqft |
| Pole Barn | 900 sqft |
| Street Address | 7970 N 1525TH ST |
|---|---|
| City | EFFINGHAM |
| State | IL |
| Zip | 62401-7145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | NW EXCEPT S 400FT OF N 895FT OF E 545FT NW NW ALSO EXCEPT N 400FT OF E 545FT OF W 1065FT NE NW 470/133 |
| Jurisdiction | EFFINGHAM IL |
| Township / Civil Division | WATSON |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 950500 |
Source: Effingham County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7970 N 1525TH ST, EFFINGHAM, IL 62401-7145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM IL |
| Property Address | 7970 N 1525TH ST, EFFINGHAM, IL 62401-7145 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 3693/91 |
|---|---|
| Date | Jun 7, 2021 |
| Book Page | 3693/91 |
| Instrument | 202121002810 |
| Name | LAND OF LINCOLN CU |
|---|---|
| Type | Credit Union |
| Address | EFFINGHAM, IL 62401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 6, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Effingham County assessment roll, as of October 5, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Effingham County |
| County Subdivision | Watson Township |
| Unified School District | Effingham Community Unit School District 40 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,843.00 (+22.62%) | $65,400 (+34.51%) Land $14,840 Building $50,560 | $196,200 (+34.51%) Land $44,520 Building $151,680 |
| 2022 | $1,503.00 Homeowner's exemption Senior Citizen's exemption | $48,620 Land $9,760 Building $38,860 | $145,860 Land $29,280 Building $116,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wabash Communications Fiber | 1,000 / 1,000 |
| GigFire Fixed Wireless | 150 / 130 |
No cell data coverage reported
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