8600 N 1525th St, Effingham, IL 62401 Property Records

Effingham County property record for 8600 N 1525th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1,896 sqft · built 2019
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$5,878 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2020 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-10-022-076`

Property Details

APN / Parcel Number

Primary APN	`14-10-022-076`

Interior

Stories	1 Story
Building Area	1,896 sqft Base Area
1st Floor Area	1,896 sqft
Basement Area	1,896 sqft
Unfinished Basement	1,896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Area	961 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	8600 N 1525TH ST
City	EFFINGHAM
State	IL
Zip	62401-7195
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 WARNER SUB 24003004 3522/82 724/295
Legal Subdivision	WARNER SUB
Legal Lot Number	1
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2033
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8600 N 1525TH ST, EFFINGHAM, IL 62401-7195
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage WASHINGTON SAVINGS BANK
Jan 23, 2020	Deed of Trust, Mortgage · Construction Mortgage WASHINGTON SAVINGS BANK
Dec 26, 2019	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Sep 10, 2024
Transfer Doc	0000003004
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8600 N 1525TH ST, EFFINGHAM, IL 62401-7195
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8600 N 1525TH ST, EFFINGHAM, IL 62401-7195

Mortgage

Document Number	3621/227
Date	Oct 16, 2020
Book Page	3621/227
Instrument	202020005759

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2040

Interest

Rate	2.62%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	8600 N 1525TH ST, EFFINGHAM, IL 62401-7195
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3529/225
Date	Jan 23, 2020
Book Page	3529/225
Instrument	202020000366

Lender

Name	WASHINGTON SAVINGS BANK
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	9 Months
Due	Oct 22, 2020

Interest

Rate	2.99%

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Dec 26, 2019
Property Address	8600 N 1525TH ST, EFFINGHAM, IL 62401-7195
Document Number	3522/082
Book / Page	3522 / 082
Map Reference	MB 3522 PG 70
Instrument Date	Dec 19, 2019
Instrument	201901905289
Transaction Type	Transfer
Record Updated	Aug 5, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8592 N 1525TH ST, 8592, EFFINGHAM, IL 62401-7144

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	9200 E TOPAZ ST, EFFINGHAM, IL 62401-8201

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,878.00 (+8.21%) Homeowner's exemption	$116,880 (+1%) Land $3,290 Building $113,590	$350,640 (+1%) Land $9,870 Building $340,770
2024	$5,432.00	$106,250 (+21.55%) Land $2,990 Building $103,260	$318,750 (+21.55%) Land $8,970 Building $309,780
2022	Homeowner's exemption	$87,410 Land $2,460 Building $84,950	$262,230 Land $7,380 Building $254,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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