8633 N 1525th St, Effingham, IL 62401 Property Records

Effingham County property record for 8633 N 1525th St, Effingham, IL 62401

Property Summary

Property Type	Single Family Home
Details	1 bd · 925 sqft · built 1971
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$98,000 (Aug 2022)
Tax Bill	$1,975 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-022-056`

Property Details

APN / Parcel Number

Primary APN	`14-10-022-056`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	925 sqft Base Area
1st Floor Area	925 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Construction Type	Frame
Lot Area	22,216 sqft (0.51 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8633 N 1525TH ST
City	EFFINGHAM
State	IL
Zip	62401-7142
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 200FT OF N 627FT OF E 111FT SW NW 3806/339 3772/127 3197/213 3140/1 2959/203 2902/30 2872/117 1443/184 1431/282 733/135 423
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2032
Census Tract	950500

Owner

Source: Effingham County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8633 N 1525TH ST, EFFINGHAM, IL 62401-7142
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Warranty Deed, Transfer · Conventional Mortgage CELEBRITY HOME LOANS LLC
Mar 31, 2022	Intrafamily Transfer, Transfer · USDA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 24, 2022 · Amount on Record
Deed Sale	Aug 24, 2022 · Amount on Record
Prior Sale	Aug 14, 2015 · Amount on Record
Deed Document Number	20223517
Deed Book / Page	3806 / 339
Prior Transfer Date	Feb 17, 2022
Prior Transfer Doc	003772/127
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Aug 24, 2022
Property Address	8633 N 1525TH ST, EFFINGHAM, IL 62401-7142
Document Number	003806/339
Book / Page	3806 / 339
Instrument Date	Aug 23, 2022
Instrument	202222003517
Transaction Type	Transfer
Record Updated	Sep 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$98.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5633 N 1525TH ST, EFFINGHAM, IL 62401

Mortgage

Document Number	202222003518
Date	Aug 24, 2022
Instrument	202222003518

Lender

Name	CELEBRITY HOME LOANS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.62%

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EFFINGHAM IL
Recording Date	Mar 31, 2022
Property Address	8633 N 1525TH ST, EFFINGHAM, IL 62401-7142
Document Number	003772/127
Book / Page	3772 / 127
Instrument Date	Feb 12, 2022
Instrument	202222001337
Transaction Type	Transfer
Record Updated	Apr 20, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8633 N 1525TH ST, EFFINGHAM, IL 62401-7142

Mortgage

Document Number	202222001338
Date	Mar 31, 2022
Instrument	202222001338

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3.62%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,975.00 (+9.36%) Homeowner's exemption	$43,270 (+9.99%) Land $2,660 Building $40,610	$129,810 (+9.99%) Land $7,980 Building $121,830
2024	$1,806.00 (+33.58%)	$39,340 (+21.57%) Land $2,420 Building $36,920	$118,020 (+21.57%) Land $7,260 Building $110,760
2022	$1,352.00 Homeowner's exemption	$32,360 Land $1,990 Building $30,370	$97,080 Land $5,970 Building $91,110

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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