797 Topview Dr, Otsego, MI 49078 Property Records

Allegan County property record for 797 Topview Dr, Otsego, MI 49078

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,320 sqft
Lot Size	0.402 acres (17,511 sqft)
Owner	Individual Name on File
Last Sale	$202,000 (Nov 2018)
Tax Bill	$3,335 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-510-008-00`

Property Details

APN / Parcel Number

Primary APN	`08-510-008-00`
Alternative APN	`03-08-510-008-00`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Basement Area	1,320 sqft
Unfinished Basement	1,320 sqft

Exterior

Architectural Style	Ranch
Exterior Material	Wood
Lot Area	17,511 sqft (0.402 acres)
Lot Dimensions	175 ft deep x 100 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	797 TOPVIEW DR
City	OTSEGO
State	MI
Zip	49078-9705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 8 TOP VIEW SEC 18 T1N R11W.
Legal Range	11W
Legal Township	01N
Legal Section	18
Legal Subdivision	TOP VIEW
Legal Lot Number	8
Jurisdiction	ALLEGAN MI
Township / Civil Division	GUN PLAIN
Census Block Group	2
Census Block	2020
Census Tract	32000

Owner

797 Topview Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Allegan County records, as of September 9, 2026

Owner of Record	Individual Name on File
Mailing Address	797 TOPVIEW DR, OTSEGO, MI 49078-9705
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MORTGAGE CENTER LLC
Nov 7, 2018	Warranty Deed, Transfer · USDA Mortgage UNITED STATES OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 7, 2018 · Amount on File
Deed Sale	Nov 7, 2018 · Amount on File
Deed Book / Page	4298 / 219
Last Transfer Date	Feb 3, 2022
Transfer Doc	004728/280
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALLEGAN MI
Recording Date	Feb 8, 2022
Property Address	797 TOPVIEW DR, OTSEGO, MI 49078-9705
Document Number	004728/280
Book / Page	4728 / 280
Instrument Date	Feb 8, 2022
Instrument	2022002791
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	797 TOPVIEW DR, OTSEGO, MI 49078-9705

Mortgage

Document Number	0004728282
Date	Feb 8, 2022
Instrument	4728/282

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 7, 2018
Property Address	797 TOPVIEW DR, OTSEGO, MI 49078-9705
Document Number	4298/219
Book / Page	4298 / 219
Instrument Date	Oct 29, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	ARM TITLE AGENCY LLC, STAR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,737.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	797 TOPVIEW DR, 797, OTSEGO, MI 49078-9705

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	797 TOPVIEW DR, OTSEGO, MI 49078-9705

Mortgage

Document Number	004298/221
Date	Nov 7, 2018
Book Page	4298/221

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency
Address	SAINT LOUIS, MO 63166

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 797 Topview Dr was $3,335 with a homeowner's exemption.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Gun Plain Township
Unified School District	Plainwell Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$134,100 Land $12,900 Building $121,200	$268,200 Land $25,800 Building $242,400
2025	$3,335.00
2023		$112,400 Land $10,200 Building $102,200	$224,800 Land $20,400 Building $204,400
2022	$2,962.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 797 Topview Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 797 Topview Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: 123.NET.

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