Allegan County property record for 795 Topview Dr, Otsego, MI 49078
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 912 sqft · built 1993 |
| Lot Size | 0.383 acres (16,683 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $134,900 (Sep 2002) |
| Tax Bill | $2,491 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-510-009-00 |
| Primary APN | 08-510-009-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Lot Area | 16,683 sqft (0.383 acres) |
| Lot Dimensions | 192 ft deep x 87 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 795 TOPVIEW DR |
|---|---|
| City | OTSEGO |
| State | MI |
| Zip | 49078-9705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | LOT 9 TOP VIEW SEC 18 T1N R11W. |
| Legal Range | 11W |
| Legal Township | 01N |
| Legal Section | 18 |
| Legal Subdivision | TOP VIEW |
| Legal Lot Number | 9 |
| Jurisdiction | ALLEGAN MI |
| Township / Civil Division | GUN PLAIN |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 32000 |
Source: Allegan County records, as of September 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 795 TOPVIEW DR, OTSEGO, MI 49078-9705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 18, 2002 · Amount on Record |
| Deed Sale | Sep 18, 2002 · Amount on Record |
| Prior Sale | Jan 22, 1999 · Amount on Record |
| Deed Book / Page | 2297 / 550 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGAN MI |
| Property Address | 795 TOPVIEW DR, OTSEGO, MI 49078-9705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Name | Verified Name |
|---|
| Document Number | 4499/190 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 4499/190 |
| Name | MORTGAGE CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Sep 1, 2035 |
Source: Allegan County assessment roll, as of September 9, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Allegan County |
| County Subdivision | Gun Plain Township |
| Unified School District | Plainwell Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $97,200 (+31.35%) Land $12,000 Building $85,200 | $194,400 (+31.35%) Land $24,000 Building $170,400 | |
| 2025 | $2,491.00 (+12.56%) | ||
| 2023 | $74,000 Land $9,500 Building $64,500 | $148,000 Land $19,000 Building $129,000 | |
| 2022 | $2,213.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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